05-17-2013 09:19 AM
Glad for everyone's success!!!
05-17-2013 09:31 AM
It's a nice product...2% is nice to get back at any time (if Amex is accepted). Fia's website needs a kick into the 21th century but at least it supports Quicken downloads and paying them isn't hard.
My CL started out high so I doubt I'll be CLI'd anytime soon but you never know.
05-17-2013 09:42 AM
The site is ugly but pretty functional. US Bank (non-mobile) and Penfed don't even show pending transactions, and I find Chase takes more clicks to find what I want.
05-17-2013 10:24 AM
I have to admit that this request for CLI is a hardpull and i came to know just now ...
05-17-2013 10:45 AM
I have question.
For this card (which I have), how long does one have to wait before they consider you for an auto CLI?
I don't want to trigger a hard pull, that's why I don't wanna request a CLI.
05-17-2013 04:50 PM
I tried to recon my CLI. Agen was very professional and knew what he was talking about. We agreed to resubmit but not pulling credit again. Said he would like to see larger payments (more usage) and then an approval for another CLI would be granted but at this time the 10K was the most they could give and I found that fair.
Capital One Quicksilver- $4,000 (Thanks Cap1 Executive Office <3) | Chase Freedom $2,100 | Chase Amazon $1,000 | Priceline Visa $10,000 | US Bank Cash+ $7,000 | Fidelity Amex $10,000 | CSP $5,000 | Sallie Mae $10,000 | Walmart $15,000 | DCU Platinum $12,000
Current Scores TU- 10/03/13 700 EQ-09/27/13 709 EX- 7/24/13 692
10-07-2013 01:46 PM - edited 10-07-2013 02:21 PM
I've had the Fidelity Amex for about 18 months now with a $25k CL. Spend is $75-100k per month. No auto CLI's thus far.
I have two other cards through FIA with another $40k combined CL's. Income $175-250k, FICO 780+. My highest CL is $30k.
I doubt there would be a problem getting a CLI, but don't know how to go about doing it..don't want any ninja's taking adverse action. I'm thinking that $50k would be fair at this time, $100k would be nice.
Also, I doubt it, but would FIA ever consider conversion to the private client black card and waiving the annual fee? The lounge access is worthless if you look at the available lounges, but the card looks nice.
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