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CLI with Capital One $700 to $1200 and JCPenney from $1200 to $3200 - Great day :)

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esmer0924
Regular Contributor

CLI with Capital One $700 to $1200 and JCPenney from $1200 to $3200 - Great day :)

I requested two credit limit increases online today and I was approved instantly for both Smiley Happy

 

Capital One went from $700.00 to $1,200.00

 

and my

 

JCPenney went from $1,200 to $3,200

 

What a great day!!  I only have one old repossession on my credit report that shows me owing $10,000.00 plus on and it falls off this year as well Smiley Happy  I am so ready to move on from the bad years I delt with before. 

 


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 786 TU FICO(5/23/14), 758 EQ FICO (8/01/14), 811 EX FICO (5/26/14)
Goal Score: 720+

Take the FICO Fitness Challenge

Message 1 of 9
8 REPLIES 8
gdale6
Moderator Emeritus

Re: CLI with Capital One $700 to $1200 and JCPenney from $1200 to $3200 - Great day :)

Congrats to your success Smiley Happy

Message 2 of 9
SunriseEarth
Moderator Emeritus

Re: CLI with Capital One $700 to $1200 and JCPenney from $1200 to $3200 - Great day :)

Great CLIs!  Congrats!



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 3 of 9
lavencedora
Frequent Contributor

Re: CLI with Capital One $700 to $1200 and JCPenney from $1200 to $3200 - Great day :)

Congrats! I hear you about moving on from the bad years. I've been working so hard at it. Frustrating to still see zombie debt appearing & such, but great to know there is an end in sight. Your light at the end of the tunnel is very close. :-) Woot!


Starting Score: TU 490 on 11/2012
Current Score:6/16/15:EQ 714, EX 704, TU 702 (all from myFICO)
New Goal Score: 740+ for all three
Message 4 of 9
alvon123
Super Contributor

Re: CLI with Capital One $700 to $1200 and JCPenney from $1200 to $3200 - Great day :)

congrats


Message 5 of 9
coldnmn
Mega Contributor

Re: CLI with Capital One $700 to $1200 and JCPenney from $1200 to $3200 - Great day :)

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 6 of 9
dodgerslv
Valued Contributor

Re: CLI with Capital One $700 to $1200 and JCPenney from $1200 to $3200 - Great day :)


@esmer0924 wrote:

I requested two credit limit increases online today and I was approved instantly for both Smiley Happy

 

Capital One went from $700.00 to $1,200.00

 

and my

 

JCPenney went from $1,200 to $3,200

 

What a great day!!  I only have one old repossession on my credit report that shows me owing $10,000.00 plus on and it falls off this year as well Smiley Happy  I am so ready to move on from the bad years I delt with before. 

 


congrats x2! and kudos to your rebuilding success!

gardening since 5/21/2016
Message 7 of 9
efranklin23
Valued Contributor

Re: CLI with Capital One $700 to $1200 and JCPenney from $1200 to $3200 - Great day :)

CONGRATS!!

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 8 of 9
-Wade-
Valued Contributor

Re: CLI with Capital One $700 to $1200 and JCPenney from $1200 to $3200 - Great day :)


@esmer0924 wrote:

I requested two credit limit increases online today and I was approved instantly for both Smiley Happy

 

Capital One went from $700.00 to $1,200.00

 

and my

 

JCPenney went from $1,200 to $3,200

 

What a great day!!  I only have one old repossession on my credit report that shows me owing $10,000.00 plus on and it falls off this year as well Smiley Happy  I am so ready to move on from the bad years I delt with before. 

 


Congrats X2 Smiley Happy very nice CLI

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 9 of 9
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