CSP Approval

[Pworld]

Just wanted to share for those wondering. 

Approved for CSP with 5k. 

(got the 7-10 day message. Called backdoor twice and they told me nothing they could do, it was just in pending status. That was maybe a week ago. Forgot to call back, checked my account saw new account)

TU(discover) = 682

Equifax (Fico) = 708

Experian (Amex BCP Approval) = 678

AAoA = 7ish years

1 baddie on account. Settled Collection 3.5 years ago. 

I have the Chase Freedom (2.2K), Hyatt (5k), and chase checking account. Im sure this helped. (hello trifecta)

In November of last year, i picked up the Amex BCP which was my first 5k limit. now is 15k, also at that time got the Hyatt at 5K, and got a Discover CLI from 1900 to 6400. All with the main goal of getting the CSP. I read around here that they like to see a few months history with 5K plus limits. 

Well looks like the strategy worked. So whoever is looking to app with this card with 675-710 scores i hope this helps. 

I have a offer to upgrade the green to platinum for 25k points (traveling a lot this year can use the points and whatever that program is for quicker entrance back into the country at airports) sitting on my counter that im contemplating taking up. I have every card i wished for, wanted, thought i needed, since exploring this credit repair journey. Platinum is last one, but it has no real benefits long term, just get the bonus and run. So im torn on that.  

[-Wade-]

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@Pworld wrote:

Just wanted to share for those wondering. 

Approved for CSP with 5k. 

(got the 7-10 day message. Called backdoor twice and they told me nothing they could do, it was just in pending status. That was maybe a week ago. Forgot to call back, checked my account saw new account)

TU(discover) = 682

Equifax (Fico) = 708

Experian (Amex BCP Approval) = 678

AAoA = 7ish years

1 baddie on account. Settled Collection 3.5 years ago. 

I have the Chase Freedom (2.2K), Hyatt (5k), and chase checking account. Im sure this helped. (hello trifecta)

In November of last year, i picked up the Amex BCP which was my first 5k limit. now is 15k, also at that time got the Hyatt at 5K, and got a Discover CLI from 1900 to 6400. All with the main goal of getting the CSP. I read around here that they like to see a few months history with 5K plus limits. 

Well looks like the strategy worked. So whoever is looking to app with this card with 675-710 scores i hope this helps. 

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Congrats on your approval WTG

[coldnmn]

Congrats! Thanks for sharing.

[gdale6]

Congrats on your CSP

[alvon123]

congrats

[asphaltcowboy]

Congrats on the new approval, nice card!!

[Pworld]

Thanks guys! Only place i can go to get support for these accomplishments in life. 

Very few relate in my world outside of this forum. Greatly appreciated. 

[yudeology101]

WTG, OP!! Congrats on your approval and welcome to CSP family!

[CreditMagic7]

Congrats! on the Chase approval!

[tattooedhusker]

Congrats on your approval! This is the next one on my 'hit list'