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CSP Approved with 30>%UTIL

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SteveUrkel
Frequent Contributor

CSP Approved with 30>%UTIL

So i got the itch to apply for this card since ive been in the garden for over a little over a year. Got instantly approved with my util overall 30%, over 2 years of credit history, and a 8K limit my highest so far. Im pretty surprised.

 

 

Congratulations! Your response for Chase Sapphire Preferred Card has been approved. You'll receive your new card and Cardmember Agreement in 7-10 business days. When your card arrives, please confirm you received it by logging on to Chase.com or calling the toll-free number provided. Your new account has a Credit Access Line of $8,000. If this does not meet your needs, you can discuss available credit line options with a Customer Service Specialist when you call to confirm receipt of your card. Your Purchase Annual Percentage Rate (APR) is 15.99% variable. For all rate, fee and cost information, please refer to the Cardmember Agreement you'll receive with your card. Note: If your response included balance transfer requests, those requests are still under review. You'll receive information about your requests in the mail within the next ten business days. Thank you for choosing Chase.


*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Message 1 of 11
10 REPLIES 10
CreditMagic7
Mega Contributor

Re: CSP Approved with 30>%UTIL


@CarlosC88 wrote:

So i got the itch to apply for this card since ive been in the garden for over a little over a year. Got instantly approved with my util overall 30%, over 2 years of credit history, and a 8K limit my highest so far. Im pretty surprised.


Hah! That Chase! They have the new credit window right now WIDE OPEN! Smiley Very Happy

 

Big Congrats! and very nice SL!

Message 2 of 11
coldnmn
Mega Contributor

Re: CSP Approved with 30>%UTIL

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 11
-Wade-
Valued Contributor

Re: CSP Approved with 30>%UTIL


@CarlosC88 wrote:

So i got the itch to apply for this card since ive been in the garden for over a little over a year. Got instantly approved with my util overall 30%, over 2 years of credit history, and a 8K limit my highest so far. Im pretty surprised.

 

 

Congratulations! Your response for Chase Sapphire Preferred Card has been approved. You'll receive your new card and Cardmember Agreement in 7-10 business days. When your card arrives, please confirm you received it by logging on to Chase.com or calling the toll-free number provided. Your new account has a Credit Access Line of $8,000. If this does not meet your needs, you can discuss available credit line options with a Customer Service Specialist when you call to confirm receipt of your card. Your Purchase Annual Percentage Rate (APR) is 15.99% variable. For all rate, fee and cost information, please refer to the Cardmember Agreement you'll receive with your card. Note: If your response included balance transfer requests, those requests are still under review. You'll receive information about your requests in the mail within the next ten business days. Thank you for choosing Chase.


Congrats on your approval Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 4 of 11
Anonymous
Not applicable

Re: CSP Approved with 30>%UTIL

Congratulations! I've been looking to get a Chase Saphire for a while now. O: I think ill wait around another 7-8 months. But its nice to know the reqs arent too stringent.

Message 5 of 11
SteveUrkel
Frequent Contributor

Re: CSP Approved with 30>%UTIL

**NOTE**

 

That i did go thru the pre approval process. Smiley Happy Thanks guys can wait to show off this bad boy at restraunts. lol


*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Message 6 of 11
Tony275
Valued Contributor

Re: CSP Approved with 30>%UTIL

Nice! Congrats!!

Starting Score: (June 2014) TU08: 663 | EQ04: 640 | EX08: 685
Current Score: TU08: 757 | EQ04/08: 757/758 | EX08: 761
Goal Score: 800 across the board

Total Credit Line - $186,050 | Utilization - 16.8%
Message 7 of 11
alvon123
Super Contributor

Re: CSP Approved with 30>%UTIL

congrats

Message 8 of 11
Kenny
Moderator Emeritus

Re: CSP Approved with 30>%UTIL


@CarlosC88 wrote:

So i got the itch to apply for this card since ive been in the garden for over a little over a year. Got instantly approved with my util overall 30%, over 2 years of credit history, and a 8K limit my highest so far. Im pretty surprised.

 

 

Congratulations! Your response for Chase Sapphire Preferred Card has been approved. You'll receive your new card and Cardmember Agreement in 7-10 business days. When your card arrives, please confirm you received it by logging on to Chase.com or calling the toll-free number provided. Your new account has a Credit Access Line of $8,000. If this does not meet your needs, you can discuss available credit line options with a Customer Service Specialist when you call to confirm receipt of your card. Your Purchase Annual Percentage Rate (APR) is 15.99% variable. For all rate, fee and cost information, please refer to the Cardmember Agreement you'll receive with your card. Note: If your response included balance transfer requests, those requests are still under review. You'll receive information about your requests in the mail within the next ten business days. Thank you for choosing Chase.


Congratulations on your approval! Thanks for sharing. Smiley Happy

Message 9 of 11
Anonymous
Not applicable

Re: CSP Approved with 30>%UTIL

Congrats!
Message 10 of 11
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