CSP CLI at 2.5 Months

joeyh2007 · ‎11-27-2013

I haven't posted in awhile but I wanted to share an experience since many have commented on getting a CLI on the CSP.

I was approved for mine mid September and yesterday I decided to ask for a CLI in order to pay off a hospital bill on top of holiday shopping and a vacation. So I know that many recommend using the card for 6 months, but I asked early.

My starting limit was $5K and I was seeing if they could double it. I was countered with $9K without having to talk to an analysist. So my theory is that they liked my spending pattern on the card (about $4K since opening it and all charges PIF.)

I guess this shows that Chase will grant a CLI if they see enough spending and the corresponding payments shortly after obtaining the account. It probably also helped that I have a paid auto loan with them on top of a business card and 7 years banking history. The whole process of working with Chase is painless, making the CSP my primary card.

In my wallet: Amex Platinum NPSL, Amex EP $1000, CSP: $12500, Citi Hilton Honors Visa Signature: $15000, First Financial Bank: $11500, Discover More: $12000, Barclays Apple Financing: $6600, Macy's: $1000

Business: Chase Ink Cash World Mastercard: $5000

In my SD: CapOne $3000

yudeology101 · ‎11-27-2013

That's awesome, congrats on your CLI! I love my CSP and sure do love my Chase, my everyday to-go card.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

coldnmn · ‎11-27-2013

Congrats! Thanks for sharing!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

myjourney · ‎11-27-2013

Wooo Hooo Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

B335is · ‎11-27-2013

Congrats! I completely agree with you, dealing with Chase has been great and with some history, they give you probably the best flexibility of any issuer.

lg8302ch · ‎11-27-2013

Congrats and thanks for the info

impinth_llq · ‎11-27-2013

Congrats! CSP gonna be my next application in 6 months!

bigbang91 · ‎11-27-2013

@joeyh2007 wrote:
I haven't posted in awhile but I wanted to share an experience since many have commented on getting a CLI on the CSP.

I was approved for mine mid September and yesterday I decided to ask for a CLI in order to pay off a hospital bill on top of holiday shopping and a vacation. So I know that many recommend using the card for 6 months, but I asked early.

My starting limit was $5K and I was seeing if they could double it. I was countered with $9K without having to talk to an analysist. So my theory is that they liked my spending pattern on the card (about $4K since opening it and all charges PIF.)

I guess this shows that Chase will grant a CLI if they see enough spending and the corresponding payments shortly after obtaining the account. It probably also helped that I have a paid auto loan with them on top of a business card and 7 years banking history. The whole process of working with Chase is painless, making the CSP my primary card.

Hi, can you tell me whether the CLI resulted in HP on your EX? or any of the other 2?Thanks. I opened my United around then too, initial limit5.5k, would like it to go up to 15k. However, i have 8 HP on EX rightnow so if asking for CLI resulted in HP EX again i rather wait for auto-luv.