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CSP and Discover IT instant approval !! :)

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Sophiamarie
New Contributor
‎12-20-2012 01:49 PM
‎12-20-2012 01:49 PM

CSP and Discover IT instant approval !! :)

After gardening for one long year, I decided to call BofA and ask for a PC and a CLI. I PCed my platinum plus to the 123 Cash rewards and CL went from $500 to $2,000! My first decent CL! ... So I went ahead and closed my Cap1 $300 secured cc

As soon as the 2,000 CL reported to the CRas, I applied for the Chase Sapphire Preferred and the Discover IT ... It was an instant approval!!! Chase CSP gave me $5,000 and Discover gave me $3,000 !

I am in Florida

BofA CLI: TU hard inquiry

Discover IT: pulled EQ

Chase: pulled EXP

My fico TU 735. EQ 678


I have a 5 yo small collection $50 reporting to Equifax only and 10 inquiries.

My AAoA is only 1.5 years .... Uti 4%

Hope I helped someone with this information! Cant wait for my cards to arrive!!!

Oh since I was on a roll I called macys to raise my $200 limit and I was DENIED !! lol ... No reasons yet, I have to wait for the letter :-/

EXP 725 (Amex) EQ 678 TU 735
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LesWH
Established Contributor
‎12-20-2012 02:15 PM
‎12-20-2012 02:15 PM

Re: CSP and Discover IT instant approval !! :)

Congratulations to you!! CSP is on my list for next year!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






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ryanbush
Valued Contributor
‎12-20-2012 02:16 PM
‎12-20-2012 02:16 PM

Re: CSP and Discover IT instant approval !! :)

It seems like they are really pushing that 123 card... both my Father and Fiance were both sent letters in the last two weeks asking them to switch over

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
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tinuviel
Moderator Emeritus
‎12-20-2012 03:29 PM
‎12-20-2012 03:29 PM

Re: CSP and Discover IT instant approval !! :)

Congratulations!!!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 4 of 14
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rtw
Established Contributor
‎12-20-2012 03:42 PM
‎12-20-2012 03:42 PM

Re: CSP and Discover IT instant approval !! :)

Congratulations! The CSP is a great card.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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kobe2012
Established Contributor
‎12-20-2012 03:51 PM
‎12-20-2012 03:51 PM

Re: CSP and Discover IT instant approval !! :)

congratz!! especially with your discover.... we almost have the same score but i got declined three times this year!! lol... oh well, scores aren't everything....


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
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Epcot
Valued Contributor
‎12-20-2012 04:39 PM
‎12-20-2012 04:39 PM

Re: CSP and Discover IT instant approval !! :)

Very nice, Congrats on the increase and approvals! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
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wallyworld123
Frequent Contributor
‎12-20-2012 06:05 PM
‎12-20-2012 06:05 PM

Re: CSP and Discover IT instant approval !! :)

CongratsSmiley Happy Thats wonderful news

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racer-x
Valued Contributor
‎12-20-2012 06:08 PM
‎12-20-2012 06:08 PM

Re: CSP and Discover IT instant approval !! :)

Very nice.....but what exactly is CSP? 

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7PM789
Frequent Contributor
‎12-20-2012 06:13 PM
‎12-20-2012 06:13 PM

Re: CSP and Discover IT instant approval !! :)

C.S.P. is short for Chase Sapphire Preferred.
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .
Message 10 of 14
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