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danielodonoll
Posts: 401
Registered: ‎03-16-2013
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Can I say now I have Amex on my portfolio?

Ok so I got approved with PenFed for the second card with the modest limit of $8500 14inq in 6 months 761 Fico Eqfx

I can't have Amex With Amex per se for a BK on 07 so Blacklist there

 

Can i say i have an Amex on my Portfolio now?

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Valued Contributor
SnackTrader
Posts: 1,566
Registered: ‎09-15-2012
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Re: Can I say now I have Amex on my portfolio?

You can say that you have a card which uses the American Express payment network. But you do not have an account issued by American Express Bank. Two very different things.

In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Frequent Contributor
OptimasPrime
Posts: 348
Registered: ‎08-17-2012
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Re: Can I say now I have Amex on my portfolio?

+1. Sorry op but it is not issued by Amex, it just uses the Amex network to process transactions.
EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: Can I say now I have Amex on my portfolio?

[ Edited ]

danielodonoll wrote:

Ok so I got approved with PenFed for the second card with the modest limit of $8500 14inq in 6 months 761 Fico Eqfx

I can't have Amex With Amex per se for a BK on 07 so Blacklist there

 

Can i say i have an Amex on my Portfolio now?


amexpic22.jpg




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
New Contributor
danielodonoll
Posts: 401
Registered: ‎03-16-2013
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Re: Can I say now I have Amex on my portfolio?

Common guys through me a bone here.lol

:smileylol:

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: Can I say now I have Amex on my portfolio?


danielodonoll wrote:

Common guys through me a bone here.lol

:smileylol:


yuhave1.jpg




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
New Contributor
danielodonoll
Posts: 401
Registered: ‎03-16-2013
0

Re: Can I say now I have Amex on my portfolio?

[ Edited ]

Hey LS my USAA and PenFed cards do say AMEX so technically i have AMEX  haha lol:smileyvery-happy:

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Can I say now I have Amex on my portfolio?


danielodonoll wrote:

Hey LS my USAA and PenFed cards do say AMEX so technically i have AMEX  haha lol:smileyvery-happy:


blb11.png




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
boomhower
Posts: 1,863
Registered: ‎09-20-2011
0

Re: Can I say now I have Amex on my portfolio?

Bad news, no you can't say you have an Amex.  Good news, PenFed is much harder to get than an Amex.  I have a BCP and I guarantee Penfed wouldn't touch me.  Charge cards are even easier.  Lets not even talk about the now defunct Zync cards.  Amex is not a status symbol anymore. (unless you talk Centurion and that's a questionable decision in and of itself, ahem Paladium with better benefits for lower fees)

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: Can I say now I have Amex on my portfolio?


boomhower wrote:

Bad news, no you can't say you have an Amex.  Good news, PenFed is much harder to get than an Amex.  I have a BCP and I guarantee Penfed wouldn't touch me.  Charge cards are even easier.  Lets not even talk about the now defunct Zync cards.  Amex is not a status symbol anymore. (unless you talk Centurion and that's a questionable decision in and of itself, ahem Paladium with better benefits for lower fees)


john wayne1.jpg




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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