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Congrats on your successes and work you put in to get there...knowledge empowers...
PenFed just approved my membership...on a Sunday....at 9p EST. Awesome! Just realized PenFed will HP my report, might as well use that HP for a CC...Hmm...
Now I wait on DCU! I've heard they are a bit slower in their approval process! I'll let you know what comes of it!
Sorry for so many posts!
Also sent in a GW letter to Credit Recovery Services last night, closely following a few similar collection situations like mine! Not holding my breath on it, but hopefully I hear something from them, if not by email, I will send in a paper letter to their office!! It was only $141 that has been paid back in Nov of 2011, so hopefully someone has some good faith in me!! I'd like my score to pop up 50 points or so! And not wait another 4.5 years for it to fall off my report!
PenFed denied my 5% gas cash back app with the initial account open HP, no harm done! Oh well (said I had too many inquiries in the past 12 months, as I somewhat expected to be a reason for denial!)
Got a letter in the mail from Discover and GECRB - Discover gave multiple reasons for SP CLI I requested last week - Number of accounts derogatory, too many inquiries were among them
GECRB told me I haven't had enough experience at my current credit limit, I'll try again after the next statement cuts!
Still waiting to hear back on my DCU membership app! I'd like to use that $4500 CL!