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Contributor
Tristate
Posts: 82
Registered: ‎06-02-2012

Re: Cap1 auto CLI @ 6 months!


eviLution wrote:

Did you get the email after getting your 6th or 7th statement?


If you are asking me :-) , I've got it after 6-th statement.


Starting Score: FICO EQ-660 TU-658 07/2012
Current Score: FICO EQ-680, Walmart TU-640
Goal Score: FICO 700


In my wallet : Cap1Quick Silver-$1250,Barclaycard MC-$6000 , Merrick-$1700,Walmart-$250.



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Established Contributor
eviLution
Posts: 704
Registered: ‎06-11-2012

Re: Cap1 auto CLI @ 6 months!


Tristate wrote:

eviLution wrote:

Did you get the email after getting your 6th or 7th statement?


If you are asking me :-) , I've got it after 6-th statement.


I just got my 5th statement today. 1 more to go!

 


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Valued Contributor
injustifiiable
Posts: 1,846
Registered: ‎03-30-2012

Re: Cap1 auto CLI @ 6 months!

Happened to me too...was only $100 since I only put in the minimum... seems to be the norm though.

 

Congrats!

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $2750
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: Cap1 auto CLI @ 6 months!

[ Edited ]

I got mine after sixth statement.  Last statment cut on 11/24 and I got email this morning.

 

(Edit: on a side note, my WF secured card also had its 6th statement cut on 11/18.  No auto CLI from WF.  Granted, I havent pushed as much through the card as the cap1 and I havent deposited as much to the card but still would had been nice for  a little bump.)

 



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012

Re: Cap1 auto CLI @ 6 months!


Duncanrr wrote:
Checked my email this morning after waking up. (Yes, I have one of those jobs that I have to do this-still in bed actually.) To my surprise I find an email from Cap1 - cant call them Crap1 in this situation :smileywink:.

After 6 months of use of my secured card the auto increased my CL by $300. This is an unsecured increase. I have made several deposits to account and slowly raised CL. Also, I push a good bit though card and PiF before statement cut except 1 month when I had a 90% CL balance report.

My credit scores had gone from 540ish to 665 and higher on each CR. thought I'd share the good news. (Still waiting on Amex :smileywink: )

Congrats this has been a good month for u:smileyhappy:

New Contributor
ssdc1980
Posts: 60
Registered: ‎05-03-2012

Re: Cap1 auto CLI @ 6 months!

First off congrats on the CLI!!!

 

The credit steps program is nice little bonus with CAP1, unfortunately further CLI's are very hard to come by. But non the less I wish you the best of luck..

Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: Cap1 auto CLI @ 6 months!

Secured cards are not eligible for credit steps program. However, they seem to treat them in a similar way.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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