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Okay, so I was approved for a Capital One Quiksilver card. Which is cool. But they seem to not give me a credit limit increase on my current Platinum card. Doesn't make any sense at all. Capital One said that I was late 8 months ago (auto pay issues), and I'm still stuck at a measly $500 limit.
But they approve me for a new card with a $1,000 limit. Why?
@kingkai1990 wrote:Okay, so I was approved for a Capital One Quiksilver card. Which is cool. But they seem to not give me a credit limit increase on my current Platinum card. Doesn't make any sense at all. Capital One said that I was late 8 months ago (auto pay issues), and I'm still stuck at a measly $500 limit.
But they approve me for a new card with a $1,000 limit. Why?
There's no rhyme nor reason to anything Crapital One does. Don't even try to make sense of it. You'll be much happier if you just take them for what they are and don't try to figure it out.
Take the new card and don't take the CLI denial personal. If you want, contact the EO for the CLI and/or upgrade on your Platinum card.
@Anonymous wrote:
Congrats! No logic to their activities.
+1
@kingkai1990 wrote:Okay, so I was approved for a Capital One Quiksilver card. Which is cool. But they seem to not give me a credit limit increase on my current Platinum card. Doesn't make any sense at all. Capital One said that I was late 8 months ago (auto pay issues), and I'm still stuck at a measly $500 limit.
But they approve me for a new card with a $1,000 limit. Why?
They'd rather spread their risk across multiple accounts. But congrats on approval.
Capital One is really not making any sort of logical sense on this one yet again, I didn't get a 3x CLI on my Gold Delta Amex card yet I was able to get another revolver with them anyway. CC companies are weird sometimes.
Congrats! It's typical Cap1.
@MissMoni223 wrote:Take the new card and don't take the CLI denial personal. If you want, contact the EO for the CLI and/or upgrade on your Platinum card.
Ok. What can the Platinum card be upgrade to?
@wacdenney wrote:
@kingkai1990 wrote:Okay, so I was approved for a Capital One Quiksilver card. Which is cool. But they seem to not give me a credit limit increase on my current Platinum card. Doesn't make any sense at all. Capital One said that I was late 8 months ago (auto pay issues), and I'm still stuck at a measly $500 limit.
But they approve me for a new card with a $1,000 limit. Why?
There's no rhyme nor reason to anything Crapital One does. Don't even try to make sense of it. You'll be much happier if you just take them for what they are and don't try to figure it out.
True, I'll just take it and run. I just found it inconsistent. GE Capital gave me a CLI easily AND a new credit card. I've heard some stuff on these forums about Cap One, but didn't believe it. Now I do!