Capital One auto CLI for $1,500!!!

Trepierre · ‎12-05-2013

I am new to the board and I am just rebuilding credit. I was approved for the Cap1 Mastercard in June. The limit was $300. I have had two statements so far and PIF. I called to to add an AU and found out the limit was increased to $1,800! I didn't even know. The rep said the increase happened two days ago.

When I got the card I was told I had to make 6 payments to be eligible for an increase. This is soooo unexpected. I thought it was a mistake. I have read that they are not big on CLI. I'm so glad to be making progress. Thanks everyone.

Apinzon2374 · ‎12-05-2013

It's part of the credit steps program but congratulations! Any CLI is good and always welcomed!

Capital One Quicksilver | Chase Freedom | Chase Sapphire | AMEX Blue Cash Everyday
Scores: EX: 725 | TU:742

toi34 · ‎12-05-2013

If you got the card in June, December would be 6 months. ...Congrats!

alvon123 · ‎12-05-2013

great job!!!

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

myjourney · ‎12-05-2013

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

coldnmn · ‎12-05-2013

Congrats! I'm seeing a lot of posts like this. It makes me wonder if they're reading the forum and thinking maybe those people are right lets change. I hope so! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

Brax · ‎12-05-2013

Congrats. Cap 1 seems a lot more generous these days.

jbrown773 · ‎12-05-2013

That is awesome!

Starting Score: EQ FICO 582, TU 614, EX 528 9/13
Current Score: EQ FICO 648, TU 678, EX 663
Goal Score: 700

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ForMyBiz · ‎12-06-2013

that's a very nice CLI, Congrats!