Established Member
Posts: 19
Registered: ‎10-28-2013

Capital One auto CLI for $1,500!!!

I am new to the board and I am just rebuilding credit. I was approved for the Cap1 Mastercard in June. The limit was $300. I have had two statements so far and PIF. I called to to add an AU and found out the limit was increased to $1,800! I didn't even know. The rep said the increase happened two days ago.


When I got the card I was told I had to make 6 payments to be eligible for an increase. This is soooo unexpected.  I thought it was a mistake. I have read that they are not big on CLI.  I'm so glad to be making progress.  Thanks everyone.



Regular Contributor
Posts: 119
Registered: ‎11-10-2013

Re: Capital One auto CLI for $1,500!!!

It's part of the credit steps program but congratulations! Any CLI is good and always welcomed!

Capital One Quicksilver | Chase Freedom | Chase Sapphire | AMEX Blue Cash Everyday
Scores: EX: 725 | TU:742
Frequent Contributor
Posts: 395
Registered: ‎01-31-2009

Re: Capital One auto CLI for $1,500!!!

If you got the card in June, December would be 6 months. ...Congrats!

May 2013 Starting Scores: 540's-570's [no credit cards, no inq's, 1 Student Loan 90 day late, CA's and CO's...most PFD'd!]
July 2014 Scores: 660's-680's ...Getting there!
Current Cards: SDFCU Secured ($300); Logix Secured ($500); Tobyhanna FCU ($5000); Barclay Apple Visa ($1200); Barclay Rewards MC ($1300); Discover It ($1100); 'Credit Steps' QuickSilver ($2300), PC'd QuickSilver One ($750);Care Credit ($3000); Kay's (3000); Fingerhut ($1050); **All my favorite Comenity and GE Store Cards ($11,100)....Luv'Em....they get heavy use!
Valued Contributor
Posts: 5,398
Registered: ‎09-24-2013

Re: Capital One auto CLI for $1,500!!!

great job!!!

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Community Leader
Senior Contributor
Posts: 25,246
Registered: ‎02-07-2013

Re: Capital One auto CLI for $1,500!!!


"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
Last 5 apps 6/6/13
Mega Contributor
Posts: 10,848
Registered: ‎08-08-2011

Re: Capital One auto CLI for $1,500!!!

Congrats! I'm seeing a lot of posts like this. It makes me wonder if they're reading the forum and thinking maybe those people are right lets change. I  hope so! Thanks for sharing.

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank $10,000 / Sam's Mastercard $8000
/ Walmart Discover $8000 / Discover IT $5000 / Care Credit $5000
PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 10/25/13 /
Posts: 172
Registered: ‎03-28-2013

Re: Capital One auto CLI for $1,500!!!

Congrats. Cap 1 seems a lot more generous these days.

Cash+ (10K), WF Plat (7K), Cap1 (7K), Barclays Rewards Visa (6.2K), Amex Blue Cash (5.5K) SPG (7K), Amex HHonors (12K), Discover (8K), FlexPerks (15K), Sallie Mae (5K), Citi Exec AA (13K), BoA AAA Rewards (6K), Lufthansa (5K)
Posts: 157
Registered: ‎09-14-2013

Re: Capital One auto CLI for $1,500!!!

That is awesome!

Starting Score: EQ FICO 582, TU 614, EX 528 9/13
Current Score: EQ FICO 635, TU 658, EX 633
Goal Score: 700

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Frequent Contributor
Posts: 276
Registered: ‎08-19-2013

Re: Capital One auto CLI for $1,500!!!

that's a very nice CLI, Congrats!

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