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Capital One - "You deserve more credit"

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Seatown1two
Regular Contributor

Capital One - "You deserve more credit"

Logged in to my account tonight and got a message just before the login screen that's titled "you deserve more credit", answered a few questions and BAM.  CLI of 1500.  Has this happened to anyone else?  Anyone ever get denied who went through this process?

Amex Blue Cash - 22.9k | CSR - 21.9k | Cap One Quicksilver MC - 18.5k | BofA Travel Rewards - 15k | Lowes - 15k | Citi DC - 13.2k | Discover IT Miles - 20.1k | Amazon Prime Visa - 6k | BofA BBR - 5.4k
Message 1 of 15
14 REPLIES 14
Kenny
Moderator Emeritus

Re: Capital One - "You deserve more credit"


@Seatown1two wrote:

Logged in to my account tonight and got a message just before the login screen that's titled "you deserve more credit", answered a few questions and BAM.  CLI of 1500.  Has this happened to anyone else?  Anyone ever get denied who went through this process?


Wow nice! What was your starting CL?

Message 2 of 15
Seatown1two
Regular Contributor

Re: Capital One - "You deserve more credit"

From 1000 to 2500.  Not too shabby.. 

Amex Blue Cash - 22.9k | CSR - 21.9k | Cap One Quicksilver MC - 18.5k | BofA Travel Rewards - 15k | Lowes - 15k | Citi DC - 13.2k | Discover IT Miles - 20.1k | Amazon Prime Visa - 6k | BofA BBR - 5.4k
Message 3 of 15
yudeology101
Senior Contributor

Re: Capital One - "You deserve more credit"

That's awesome!  I just tried logging on to my Cap1 account, but no signs for me....

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 4 of 15
gdale6
Moderator Emeritus

Re: Capital One - "You deserve more credit"


@Seatown1two wrote:

Logged in to my account tonight and got a message just before the login screen that's titled "you deserve more credit", answered a few questions and BAM.  CLI of 1500.  Has this happened to anyone else?  Anyone ever get denied who went through this process?


Not with me, ever.... Grats Smiley Happy

Message 5 of 15
coldnmn
Mega Contributor

Re: Capital One - "You deserve more credit"

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 6 of 15
BigBS
Senior Contributor

Re: Capital One - "You deserve more credit"

Very nice!  Don't have a Cap 1 CC.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 7 of 15
mechanicaljen
Regular Contributor

Re: Capital One - "You deserve more credit"

Seems like this goes hand in hand with what I've heard here regarding recent Capital One CLIs.

Message 8 of 15
alvon123
Super Contributor

Re: Capital One - "You deserve more credit"

congrats Smiley LOL


Message 9 of 15
thetwtirp
New Member

Re: Capital One - "You deserve more credit"

My husband has had an account for forever and I logged on last week to make a payment and they increased him from $500 to $2000. Very nice surprise.

Message 10 of 15
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