Capital one in giving mood!!!!

[-Wade-]

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@traveler2005 wrote:

I decided to log into my capital one accounts and see if I could get credit line increases. Capital one has been good to me in the past, giving me credit when I couldn't get it elsewhere.  Here are my results

1.  1000  to 1500  quicksilver one

2.  1000 to 1500   quicksilver one

3.   500  to 2500   platinum   and did a product change to quicksilver one. This surprised me because I had always been rejected on CLI before

4.   600  to 3600   platinum and did a product change to quicksilver one.   This surprised me because I had always been rejected on CLI before

I still have one card at 500.00 limit that I cannot get an increase on, it was an old card that was transferred from another company to cap one. Does anyone know why they wont CLI this card?

I have built my credit up and don't really need these cards but they really help my utilization, having been increased by $6000.00 in less than 5 minutes.

It has taken a long time, almost 3 years of plugging along down the credit road, but now with increased limits, and having added AE and Chase to my wallet in the past 6 months. I feel like I am heading towards the right direction.

I owe it all to My fico! 

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Congrats on your CLI's

[efranklin23]

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@traveler2005 wrote:

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@efranklin23 wrote:

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@traveler2005 wrote:

I decided to log into my capital one accounts and see if I could get credit line increases. Capital one has been good to me in the past, giving me credit when I couldn't get it elsewhere.  Here are my results

1.  1000  to 1500  quicksilver one

2.  1000 to 1500   quicksilver one

3.   500  to 2500   platinum   and did a product change to quicksilver one. This surprised me because I had always been rejected on CLI before

4.   600  to 3600   platinum and did a product change to quicksilver one.   This surprised me because I had always been rejected on CLI before

I still have one card at 500.00 limit that I cannot get an increase on, it was an old card that was transferred from another company to cap one. Does anyone know why they wont CLI this card?

I have built my credit up and don't really need these cards but they really help my utilization, having been increased by $6000.00 in less than 5 minutes.

It has taken a long time, almost 3 years of plugging along down the credit road, but now with increased limits, and having added AE and Chase to my wallet in the past 6 months. I feel like I am heading towards the right direction.

I owe it all to My fico! 

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Congrats on the CLIs! And was that old company that became CAP1 Orchard Bank by any chance?

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Yes, it was an orchard bank card, 2 other orchard bank cards got the big increases, but this card wasn't eligible. I believe I know why. Before Christmas I requested an increase, was denied, but they apparently gave me a $100.00 increase without my knowledge, so it hasn't been 6 mo. I emailed the EO about that card and my sony card that has only had 1 increase in 2 years. Hope to hear from them this week.

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Yea I know for sure that HSBC and Orchard Bank cards accounts were frozen from CLIs when they were bought out by Cap1. It was a process of orgainzing the debt according to a report that Cap1 wrote a couple of years ago. But congrats and it's good to see that CAp1 is issuing CLIs through those recent acquisitioned accounts now.  

[HawaiianSkwerl]

Congrats to all on their CapOne CLI's!!

Unfortunately that's my lowest limit card, and my OLDEST! I'm in the green with them for 5 years on all of my reports. I'm at a loss, lol. I was auto CLI'd last year for the first time...and the last. Maybe I just ask for the increases at bad times. Either way, I see Capital One as my ultimate challenge to garden. I will prevail!! 

[traveler2005]

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@HawaiianSkwerl wrote:

Congrats to all on their CapOne CLI's!!

Unfortunately that's my lowest limit card, and my OLDEST! I'm in the green with them for 5 years on all of my reports. I'm at a loss, lol. I was auto CLI'd last year for the first time...and the last. Maybe I just ask for the increases at bad times. Either way, I see Capital One as my ultimate challenge to garden. I will prevail!! 

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Have you tried tried calling or emailing the EO office. The first 2 500.00 increases about 6 months were obtained this way. The other increases were through the love button. How is your utilization when you hit the button for an increase?  Do you use the card frequently? If it has been more than 6 months and you have made at least 3 payments in the last year, and you don't have a lot of inquires, I would call the EO number or send a email to the EO. Best wishes

[sarkell]

I recently tried and received the 10 day message. Im hoping its a yes but probably not.  Im trying to change my 600 limit.