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New Contributor
fdiggy
Posts: 97
Registered: ‎10-28-2012
0

Chase CLI only $500

I called took the Hard pull and they only added $500 for a total $3,500, i asked for $7,000 total.

$58,000 year/700 FICO

My BOA card is $5,000

I have had Chase about 14 months always paid in full.

I figured they would match BOA at the least.

 


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Moderator
09Lexie
Posts: 25,049
Registered: ‎09-13-2012
0

Re: Chase CLI only $500

Sorry you got a Hp for $500. Since your account is 14 mos old, did they give you any auto CLI's? If so, when was the last one?
New Contributor
fdiggy
Posts: 97
Registered: ‎10-28-2012
0

Re: Chase CLI only $500

No autos either.

 


Starting Score: 701
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Goal Score: 800


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Mega Contributor
Creditaddict
Posts: 19,600
Registered: ‎10-23-2007
0

Re: Chase CLI only $500


fdiggy wrote:

I called took the Hard pull and they only added $500 for a total $3,500, i asked for $7,000 total.

$58,000 year/700 FICO

My BOA card is $5,000

I have had Chase about 14 months always paid in full.

I figured they would match BOA at the least.

 


I REALLY feel Chase has merged their business to opening offers... They want customers to get new cards... They want you to have Amazon, Southwest, Freedom, CSP, etc.  You have a better chance getting your CLI on your 2nd and third account... My partner was given a Freedom when he opened a car loan back in 2010 I think for $1k... He had NOTHING of sorts in I can only assume mid 700's... he actually used it a bit when we started dating and was auto CLI to $1500.  Applied and approved instantly for Slate for $9k... This falls into what I would say is an average starting CL for him minus Macy's and a recent 2nd Citi Card.

I REFUSE to take a HP and ask them for any increases... I DONT GET IT... the model they seem to use makes NO SENSE... it's like Discover and CLI... Why do you need a HP from me to give $500-$1k, I don't see why you need HP at all for CLI but if you historically don't give double increases, etc. why HP, what can't be done with SP?

Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
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Established Member
02whiteem2
Posts: 16
Registered: ‎03-06-2013
0

Re: Chase CLI only $500

This is exactly why i won't let chase HP me. Wasn't elgible for the 0% promotion when approved, almost 2 yrs no CLI and won't let me PC my Slate to freedom w/o a HP. I took the HP i was gonna use on them and gave it to DCU and got a CC with a nice limit and APR. I'm done with Chase. They refuse to give me a straight answer as to why they dont trust me. I'll stick with my IT card.

Senior Contributor
youngandcreditwrthy
Posts: 6,199
Registered: ‎08-16-2012
0

Re: Chase CLI only $500

Yeah! You guys/gals get it! Why should we uneccesarily incur inquiries for clis on existing accounts?
There's someone around here that thinks banks should all hp for clis. I can't remember who it is though?
A creditor has nothing to gain but revenue by increasing an existing accountholder's credit line.
Heh.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
boomhower
Posts: 1,863
Registered: ‎09-20-2011
0

Re: Chase CLI only $500

Recon through the executive office. They did the exact same thing to me. Reconned through EO and got what I asked for.
Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013
0

Re: Chase CLI only $500

Can u tell us more about your credit profile?

I took 1 inquiry hit and got CLIs across my 3 cards. It was a pretty significant increase. Then they said they are writing to experian to have the inquiry removed since I stated I didn't want a HP initially and would rather get no CLI if a hp is required and they went ahead and pulled a new inquiry. I did it through their executive office though so try giving them a call.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Chase CLI only $500


boomhower wrote:
Recon through the executive office. They did the exact same thing to me. Reconned through EO and got what I asked for.

This ^^^

 

Good luck to you!!! :smileyhappy:




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EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Valued Contributor
p-
Posts: 2,612
Registered: ‎06-05-2008
0

Re: Chase CLI only $500


LS2982 wrote:

boomhower wrote:
Recon through the executive office. They did the exact same thing to me. Reconned through EO and got what I asked for.

This ^^^

 

Good luck to you!!! :smileyhappy:


+2

 

recon recon recon!

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