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Contributor
severine
Posts: 122
Registered: ‎08-19-2012
0

Chase CLI surprise

I got the Chase Freedom and CSP in August, both with 5k CLs. (Actually initially I got the CSP with a 10k limit and then immediately apped for the Freedom. They told me to call CS and asked if I'd be willing to split the 10k between the two cards. That was fine by me). It's been 6 months (time flies, y'all) and I love both cards and use the hell out of them and pay the balance in full each month. I called the recon number last week to see if I could get a CLI, they told me it was HP no matter what. Since I have had 5 HPs in the last year and will be getting a new car loan this spring, I told them that I would wait until August when they will all drop off. I decided I was ok with waiting. Several days later I logged on and saw that the CL on my CSP had been increased to 9k! I was so surprised--did my call trigger this? Has something like this happened to you before?

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Chase CLI surprise


severine wrote:

I got the Chase Freedom and CSP in August, both with 5k CLs. (Actually initially I got the CSP with a 10k limit and then immediately apped for the Freedom. They told me to call CS and asked if I'd be willing to split the 10k between the two cards. That was fine by me). It's been 6 months (time flies, y'all) and I love both cards and use the hell out of them and pay the balance in full each month. I called the recon number last week to see if I could get a CLI, they told me it was HP no matter what. Since I have had 5 HPs in the last year and will be getting a new car loan this spring, I told them that I would wait until August when they will all drop off. I decided I was ok with waiting. Several days later I logged on and saw that the CL on my CSP had been increased to 9k! I was so surprised--did my call trigger this? Has something like this happened to you before?


CONGRATS!!!!

 

Likely someone manually reviewed your account for you and did you a really nice solid!!!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
dodgerslv
Posts: 1,757
Registered: ‎06-16-2012
0

Re: Chase CLI surprise

Awesome!!!  and Congrats!!!


Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x2) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Established Member
VeggieTales
Posts: 13
Registered: ‎09-21-2012
0

Re: Chase CLI surprise

I was actually wondering if this happened to someone else as well. I opened my Chase Freedom card 3 months ago and today noticed that I got a $500 increase (from $3000 to $3500). I've never asked for a CLI, and I haven't had the card for very long, so it was a pleasant surprise! Congrats to your CLI

Starting Scores (09/12) : EX (FAKO) 657 | TU (FAKO) 674
Current FICO Scores (10/12): EX 718 | TU 706 | EQ 679

Cards: Chase Freedom $3K | Citi Dividend $2K | Citi Forward $2K | CapOne Platinum $1K | CapOne Journey $500 | Macy's $500

~*Gardening until September 2013*~
Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: Chase CLI surprise

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Chase CLI surprise

Another great Chase CLI story. Congrats on the CLI. I cant wait for my 6 months with my CSP

$100K in Credit
Last Credit Card App: 11/16/13

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