12-15-2012 09:30 AM
I recently applied and was approved for a CSP (11/29) and a Chase Freedom card (12/15 after calling the recon line). My initial CL on the Sapphire was 6k but was required to move 1,000 over to be approved for the Freedom. How often has Chase been giving out auto CLI's lately? I plan on using my Freedom heavily (most likely to the limit and PIF multiple times a month) and using the CSP quite often and PIF as well. Will this type of behaviour prompt Chase to raise my limits?
12-15-2012 09:53 AM
I received a small $500 increase and i called when i noticed it and they said it was due to my good usage behavior and paying my statement's in full. I received this increase 10 months after the account had been open.
12-15-2012 10:00 AM
I got my CSP and Freedon within 2 weeks of each other in June/July. With regular use of the Freedom, they gave me an auto CLI from 8k to 10.2k. I use the Sapphire fairly regularly too (had to to meet spend requirement), but no auto CLI on that one, which is fine, opening limit was 15.7k on that card.
I have been reading more threads lately about Chase doing auto CLI's, I think regular usage and making more than the minimum payments (or PIF each month on account) should set you up for a CLI.
12-15-2012 12:57 PM
Your results may vary, but I got a auto CLI after about 6 months, 5k to 15k. My spending never broke 1k a month except the 1st month I got it to meet the spend req. due to some work travel. Also they won't provide notice, I didn't find out until 2 months later and looked at old statements to find it happened about 6 months after issuance.
12-16-2012 02:01 PM
Sounds like based on my current spending practices I might get a little love from Chase in the near future
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