Reply
Established Contributor
sccredit
Posts: 770
Registered: ‎09-14-2012

Chase Freedom CLI

Secure Messaged Chase on their website asking about a CLI.  Had to give them permission for a HP an EX (also had to give them a pin to unfreeze).  Spent about 20 minutes with an analyst going through every item on my CR (including 1 late payment from 2007).  Asked why I was looking for increase, yada yada.....

 

 

CLI approved $3,700---->  $10,000 

Mortgage $299k/$310k
Autos Loans $49.5k/$60k
Unsecured Lines $157.2k

Discover FICO 732
DCU FICO 718

Valued Contributor
Rhaeny
Posts: 1,502
Registered: ‎07-24-2011

Re: Chase Freedom CLI

Congrats!  That was an awesome increase!

 

How long have you had the card and what are your scores?


Major CC's - Barclay's ($3.3K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($15K) | Navcheck ($22K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($10K) | Amex Delta ($10K)
Store CC's -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2K) | Sams Club ($1.1K)
Goal: Age with grace to 750 across the board
Last app: 3/3/2014
Community Leader
Valued Contributor
myjourney
Posts: 23,505
Registered: ‎02-07-2013

Re: Chase Freedom CLI

That's worth a HP

Congrats 

"Intelligence plus character--that is the goal of true education"
I will be gardening until a better offer/bonus comes along
Last escape 06/06/13 Bronze 7/6/2013 Silver 9/6/2013 Gold 12/6/2013 Palladium 3/6/14 made it
Frequent Contributor
isoldmyatlas
Posts: 327
Registered: ‎04-28-2012

Re: Chase Freedom CLI

Congrats!  Well worth the HP!

TU: 751 (1/13/14) | EQ: 732 (11/8/13) | EX: 744 (11/8/13)

Cap1 Quicksilver, $1,750 (4/2012); Discover IT, $4,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $10,000 (11/2012); AMEX Blue Cash Everyday, $10,000 (01/2013); Barclaycard Arrival, $5,500 (07/13); Chase Hyatt, $7,000 (09/13)
Valued Contributor
MsLadyRover
Posts: 2,207
Registered: ‎03-14-2012

Re: Chase Freedom CLI

Terrific increase! Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 699 EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Established Contributor
sccredit
Posts: 770
Registered: ‎09-14-2012

Re: Chase Freedom CLI

Thanks all!

 

They pulled Exp, score was 719.  $140k-ish income.  A couple of late payments in 2007/2008, other than that report is clean.  Current utilization showing on report is less than 10% (quite a bit of which is Chase so they can see that it was paid after the statement cut on CSP), the balance on this card was $18 when i requested.  

Mortgage $299k/$310k
Autos Loans $49.5k/$60k
Unsecured Lines $157.2k

Discover FICO 732
DCU FICO 718

Moderator
09Lexie
Posts: 22,404
Registered: ‎09-13-2012

Re: Chase Freedom CLI

Established Contributor
sccredit
Posts: 770
Registered: ‎09-14-2012

Re: Chase Freedom CLI

I just secured messaged them to see about Siggy conversion.  We'll see what happens....

Mortgage $299k/$310k
Autos Loans $49.5k/$60k
Unsecured Lines $157.2k

Discover FICO 732
DCU FICO 718

Super Contributor
enharu
Posts: 6,828
Registered: ‎02-27-2013

Re: Chase Freedom CLI

Grats!
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Discover IT (15k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k).
Valued Contributor
navigatethis12
Posts: 1,851
Registered: ‎01-24-2012

Re: Chase Freedom CLI


sccredit wrote:

I just secured messaged them to see about Siggy conversion.  We'll see what happens....


When I did I got a message back that it was forwarded to the correct department for review. Two days later I received a telephone call from te Executive Office to look at the report (no hard) and to upgrade it.

 

Hopefully this shows people not to be afraid of Chase's hard inquiry policy, as it can yield very nice results.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+