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Contributor
daveg38
Posts: 190
Registered: ‎01-01-2012

Chase Freedom CLI!

Just received a HP CLI with Chase Freedom.  Love these guys.  From $3500 to $6500 so I can transfer and close Orchard, Barclay Apple and have some loot left over.

 

My Chase Freedom UTIL at time of approval? 101.5% (interest charge put me over - Xmas shopping for which I will pay off with taxes).

 

*Happy dance*

FICO's: Transunion: 633 (1/2013) | Equifax: 571 (MF 1/2013) Goal: 750 each | FAKO's: Transunion: 731 | Equifax: 682 | Experian: 634

USAA Platinum Visa $11400 | Barclaycard Visa $500 | Cappy1 $750 | Orchard $300 (File 13 Date: 2/2013 - On target) | BOFA Americard Cash Rewards $5000 | Chase Freedom $4500 | NFCU nRewards $5000 | Barclay Ring $5000 | Walmart Store $400 | Chase Slate $2500
Regular Contributor
cowboyguy
Posts: 197
Registered: ‎07-26-2012

Re: Chase Freedom CLI!

What was your credit score before they HP you and length of credit history?

 

I just got a Chase SW Airline RR card & I wonder when I could request for a CLI.

Walmart Discover $10,000... Chase SW $8,500... Freedom $7,000... CSP $6,000... Amex Delta $3,000... Amex BCP $2,000... Local CU $1,500...
Contributor
daveg38
Posts: 190
Registered: ‎01-01-2012

Re: Chase Freedom CLI!

LOH about 7 months.  Walmart FICO08 says 593.

 

Chase actually talks to you - not solely going by SP or HP info.

 

Walmart sucks big time - tried to go up from $400 (with $400 available) and got the proverbial bullet to heine.

FICO's: Transunion: 633 (1/2013) | Equifax: 571 (MF 1/2013) Goal: 750 each | FAKO's: Transunion: 731 | Equifax: 682 | Experian: 634

USAA Platinum Visa $11400 | Barclaycard Visa $500 | Cappy1 $750 | Orchard $300 (File 13 Date: 2/2013 - On target) | BOFA Americard Cash Rewards $5000 | Chase Freedom $4500 | NFCU nRewards $5000 | Barclay Ring $5000 | Walmart Store $400 | Chase Slate $2500
Regular Contributor
cowboyguy
Posts: 197
Registered: ‎07-26-2012

Re: Chase Freedom CLI!

How long did you have this card for before request for CLI?

Walmart Discover $10,000... Chase SW $8,500... Freedom $7,000... CSP $6,000... Amex Delta $3,000... Amex BCP $2,000... Local CU $1,500...
Established Contributor
rtw
Posts: 797
Registered: ‎05-01-2012

Re: Chase Freedom CLI!

Congrats! Hoping to get a CLI on my CSP at the beginning of the year. 


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 698 (my FICO 07/08/14) TU: 693(07/08/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Contributor
daveg38
Posts: 190
Registered: ‎01-01-2012

Re: Chase Freedom CLI!

Thanks.  I definitely appreciate the 'human being' factor when dealing with Chase.  Conservative or not, there's little excuse for Crapital Uno to treat people like their asking for $1M when, in essence, they only want some 'love'.  Chase rocks...will cut every last card up and leave Chase as #1 based solely on customer support.

FICO's: Transunion: 633 (1/2013) | Equifax: 571 (MF 1/2013) Goal: 750 each | FAKO's: Transunion: 731 | Equifax: 682 | Experian: 634

USAA Platinum Visa $11400 | Barclaycard Visa $500 | Cappy1 $750 | Orchard $300 (File 13 Date: 2/2013 - On target) | BOFA Americard Cash Rewards $5000 | Chase Freedom $4500 | NFCU nRewards $5000 | Barclay Ring $5000 | Walmart Store $400 | Chase Slate $2500
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012

Re: Chase Freedom CLI!

Congrats

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012

Re: Chase Freedom CLI!

Congrats! for how long have you had this card?
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Regular Contributor
percy81
Posts: 177
Registered: ‎02-05-2012

Re: Chase Freedom CLI!

Congrats, I love chase, too bad they always are itching to HP for any reason, lol.

Current: TU 753 EQ 755 EX 753 (GE credit pull)
Goal 800+
WHAT'S IN MY WALLET: Chase freedom 3,300 /Discover IT 2,250/ Zales 6,000/Care credit 10,000 / kohls 1,500/ LensCrafters 2,400/Capital1 platinum 1,000
Valued Contributor
creditnocash
Posts: 2,185
Registered: ‎07-23-2012

Re: Chase Freedom CLI!


daveg38 wrote:

Just received a HP CLI with Chase Freedom.  Love these guys.  From $3500 to $6500 so I can transfer and close Orchard, Barclay Apple and have some loot left over.

 

My Chase Freedom UTIL at time of approval? 101.5% (interest charge put me over - Xmas shopping for which I will pay off with taxes).

 

*Happy dance*


congrats on the cli. 

could you pm me the number you called? (not asking for a cli just want it on record) 

 

and in your sig your filing chapter 13 in feb? 

Current: Discover Fico 689 7/14 Walmart Fico 682 7/14

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

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