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New Member
dellacent
Posts: 1
Registered: ‎12-03-2013
0

Chase Sapphire Preferred and Discover Approval

I was an idiot 6.5 years ago (18 years old) and ran my credit down from 750 to 610.  Now I have slowly been building my credit back up.  I got a Capital One card 2 years ago with a $300 limit.  Then I got another Capital One card with a $300 limit.  I wasn't paying those in full every month, but other than 2 months I was able to pay on time.

 

With all of this being said, about 6 months ago, I started reading the forums and realizing how important it is to get my credit score up.  I applied for a Barclaycard Rewards card and got a $500 limit about 45 days ago.  Then I saw a deal with the Discover IT a week ago so I thought I should risk the HP and see what happens.  Well with a 640 Fico score, I got a $2600 limit.  I was pretty happy with that, but then I saw a deal for a 55K Point bonus on a CSP card when you spend $3000 in 3 months yesterday.  Well I tried to resist, but I broke down and applied today.  Well guess what?  I got a $5,000 limit!

 

My main goal is to get my score around a 750.  I know this will not be easy, but I think when the remaining 25K out of the 80K I owe is paid off, my score will improve quite a bit.

 

I have always been very "stupid" when it came to knowing about my credit score and monitoring it, but this forum alone has changed that.  I want to thank everyone on the forum for being so positive and helpful.  This has opened my eyes and made raisiing my score almost a hobby :smileyhappy:

Community Leader
Senior Contributor
myjourney
Posts: 26,254
Registered: ‎02-07-2013
0

Re: Chase Sapphire Preferred and Discover Approval

Welcome to the forum and congrats 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Contributor
Shinoga
Posts: 98
Registered: ‎06-04-2012
0

Re: Chase Sapphire Preferred and Discover Approval

congrats!


MY FICO = 690 CK=660 GOAL = 750 and my own house!..Back in the garden

Frequent Contributor
mnavas
Posts: 408
Registered: ‎02-04-2013
0

Re: Chase Sapphire Preferred and Discover Approval

Congrats on the approvals and the progress you have made fixing your credit :smileywink:

Established Contributor
eddie84
Posts: 571
Registered: ‎05-28-2013
0

Re: Chase Sapphire Preferred and Discover Approval

Yup, welcome & congrats!  Those are some nice cards to have indeed. :smileyhappy:

8/16/14 EQ 724 | AmEx Platinum NPSL | Discover it $11k | BofA Travel Rewards Visa Sig $7k | Citi Platinum Select AAdvantage WMC $10k | Barclaycard Arrival+ WMC $9.7k | Jared/Kay $5.1k | Chase Sapphire Preferred $5k | BofA Cash Rewards Visa Sig $5k | DFS $5k | PayPal SC $5k | Citi Diamond Preferred MC $4.7k | BofA Better Balance Rewards MC $7k | Chase Freedom Visa $4k | Zales $5k | US Bank Visa Platinum $3k | Bloomingdale's $3k | Amex Hilton HHonors $2k | Macy's $1.2k | Amex Delta SkyMiles $1k | Chase Amazon $800
Moderator
pizzadude
Posts: 9,669
Registered: ‎01-28-2010
0

Re: Chase Sapphire Preferred and Discover Approval

 

Moved to CC Apps.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Mega Contributor
coldnmn
Posts: 12,916
Registered: ‎08-08-2011
0

Re: Chase Sapphire Preferred and Discover Approval

Congrats! Welcome to the forum and thanks for sharing.

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8000
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Senior Contributor
alvon123
Posts: 6,851
Registered: ‎09-24-2013
0

Re: Chase Sapphire Preferred and Discover Approval

congrats


New Visitor
moeproduce1979
Posts: 2
Registered: ‎03-18-2014
0

Re: Chase Sapphire Preferred and Discover Approval

Hi every one!!!! I have been reading your guys comments !! Now it's time to share my experience with you guys!

I have a credit Fico score of 716. But in love to add my chase saphire credit card.. I have been denied due to too many inquires only credit report. It's another way I could get approved!!! Any hints!!!
New Visitor
moeproduce1979
Posts: 2
Registered: ‎03-18-2014
0

Re: Chase Sapphire Preferred and Discover Approval

I meant too many credit inquires on my credit report!!! Sorry It's iPhone 5

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