Chase recon success!! :)

[old_number_7]

First I want to thank this forumn as there is tons of awesome info here!!! 2nd, the back door number got me in to Chase where I was able to answer a bunch of security questions and was approved for a Chase Freedom with a 2k CL.

Chase: 888-609-7805 (Credit Analyst/App recon) Tried this number a few times and could not get anywhere with the reps. They would keep telling me Its pending.

Chase: 888-245-0625 (Credit Analyst - Recon) Tried this number today and the personwho picked up was all over it! They reviewed and saw that I needed to talk to the verification department to answer some questions. He warm transferred me and I answered the questions and the lady put me on hold and came back and gave me the good news.

I was a little nervous as I had just applied 2 days before for BOFA power rewards visa siggy for $5k and Amex premier rewards and was approved for both and they both hit my Experian. I was thinking bad thoughts as I had seen in other posts Chase doesnt like lots of inquiries after I saw that Chase pulled Experian. Then again, those were the only inquiries for the past 2 years.

I also thank you guys as I found valuable info on that the signature cards don't report a credit limit, so I immediately called BOFA, and they "downgraded" (the rep kept saying that word over and over lol) me to a Visa platinum power rewards card which I thought was pretty cool as I dont think they offer the power rewards in a platinum version anymore. So in my eyes score.

I now have the cards I wanted and will now go into garden mode as I work to increase my FICO score and hopefully some big CLI's in my future.

I LOVE THIS MESSAGE BOARD!!!

[tinuviel]

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@old_number_7 wrote:
First I want to thank this forumn as there is tons of awesome info here!!! 2nd, the back door number got me in to Chase where I was able to answer a bunch of security questions and was approved for a Chase Freedom with a 2k CL.

Chase: 888-609-7805 (Credit Analyst/App recon) Tried this number a few times and could not get anywhere with the reps. They would keep telling me Its pending.

Chase: 888-245-0625 (Credit Analyst - Recon) Tried this number today and the personwho picked up was all over it! They reviewed and saw that I needed to talk to the verification department to answer some questions. He warm transferred me and I answered the questions and the lady put me on hold and came back and gave me the good news.

I was a little nervous as I had just applied 2 days before for BOFA power rewards visa siggy for $5k and Amex premier rewards and was approved for both and they both hit my Experian. I was thinking bad thoughts as I had seen in other posts Chase doesnt like lots of inquiries after I saw that Chase pulled Experian. Then again, those were the only inquiries for the past 2 years.

I also thank you guys as I found valuable info on that the signature cards don't report a credit limit, so I immediately called BOFA, and they "downgraded" (the rep kept saying that word over and over lol) me to a Visa platinum power rewards card which I thought was pretty cool as I dont think they offer the power rewards in a platinum version anymore. So in my eyes score.

I now have the cards I wanted and will now go into garden mode as I work to increase my FICO score and hopefully some big CLI's in my future.

I LOVE THIS MESSAGE BOARD!!!

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Nice cards, CONGRATS!!!!

Welcome to the forum. Hope to see you posting in the monthly Garden Club Meeting thread!

[NH_CarDealer]

I also have good luck with CHASE this morning.....

I applied two weeks ago with CHASE and got a letter deniying my application

Called the 1-888-609-7805 number and got them to approve me for a 1,000 CL. I asked how long before I can get a CLI....they said make some history and payment and should be able to bump me within 3-6 months.

They person I spoke to was very pleasant and easy to work with...I didn't get a big limit but at least it's something.

Thank you CHASE

[Uborrow-Upay]

Nice first post, old_number_7 !  Congratulations on your success, and welcome to the forum!

Just out of curiosity here, how long have you been browsing the forum? 

[old_number_7]

I found this forum through a Google search about 12 days ago.

[Uborrow-Upay]

Well, we're glad that you did.  Welcome once again! 

[Anonymous]

Once again, the myFICO forum is an invaluable resource for me! I just apped an hour ago and got the 10 day message. I called the recon number and my application was approved with a $2K limit. Looking forward to the Disney rewards and earning my way to a higher limit over time!

[searchingfor67]

Congrats!

[Anonymous]

I opened my freedom account last year in Dec with a very low $300 CLI

Chase then automatically upgraded it to $500 last month

I just read this thread and called the 1-888-609-7805, I spoke with someone very helpful and applied for a increase to $10,000 which they approved.

This forum is a great resource, cheers.

J

[TiggerDat]

I didn't get full success.  I called and they asked me some questions, but they then told me I had to speak with a verification department on Monday.  Has this happened to others?  What is the verification process, is this like to verify you past addresses, home loan lender, and those other types of questions?