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Its been 6 months since my last CLI with them. Requested today for $3000 CLI. They countered at $1600 with a SP! $7000 to $8600. CITI has shown me lots of love over the years. I believe this is my 3rd or 4th CLI request with them. All have been SP except for one HP.
Congrats.
Ive heard they can be hard on getting Cli's from others.
There my #1 High limit...
Congrats.
Congrats on the CLI
Great news Congrats ! Thanks for sharing!
When you clicked for the CLI did you have a "By clicking submit we may obtain a copy of your credit report" but then on the next screen you got instant counter or did you never see anything about credit pull and you went through first screen or two and got the offer?
@Creditaddict wrote:When you clicked for the CLI did you have a "By clicking submit we may obtain a copy of your credit report" but then on the next screen you got instant counter or did you never see anything about credit pull and you went through first screen or two and got the offer?
Yes I did get the message, and I always get that same message everytime I requested a CLI. The next screen was the instant counter with a "no credit report was pulled"
@wche wrote:
@Creditaddict wrote:When you clicked for the CLI did you have a "By clicking submit we may obtain a copy of your credit report" but then on the next screen you got instant counter or did you never see anything about credit pull and you went through first screen or two and got the offer?
Yes I did get the message, and I always get that same message everytime I requested a CLI. The next screen was the instant counter with a "no credit report was pulled"
Okay, Went in and asked for a $4k increase on my partners $8500 CL... Instantly countered $1300, giving him $9800. YAY (I wish they would just more clearly define that you can request with sp and stop if not available vs the system just kicking it to automatic hp if sp is not available but it seems as long as you don't do it at the wrong time that it is also a sp... they were able to process a sp only CLI on the business AA we have but for some reason that account is still stuck at the $1k limit but we don't use either anymore so I'm not having him take a hp for an increase but it kills me to leave it sitting with the chance of one being available which is why finally did the personal one )
CONGRATS
WTG, congrats!