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@FloridaState12 wrote:
When you went to request the increase, a screen didn't show up saying you're qualified for XXX.XX without a credit pull? I was all set for a HP but I saw that and said sweet I'll just take that and save an inq!
no, in fact i knew that i wouldn't see it, and in fact did use the online function intentionally for a hard pull. now had that been the case, i would have gladly opted for the increase without a credit pull.
@tinuviel wrote:Congrats!
thank you tinuvel. i was also hoping you would say "congra" hehehe... i like it when you say that. it is fitting for my post ;D
Nice!!! I just requested a CLI on my Citi World MC 2 days ago, went from 6300 to 8300 without a hard pull.
Thats awesome, Congrats!
@FloridaState12 wrote:Congrats!
Strange that you had such trouble getting a soft pull CLI. I just got CLI's for my Dividend and Forward with no pull. Only $800 on the Dividend and $700 on the Forward, but still. It was for free so I'll take it.
When you went to request the increase, a screen didn't show up saying you're qualified for XXX.XX without a credit pull? I was all set for a HP but I saw that and said sweet I'll just take that and save an inq!
Congrats OP!
Everytime i go online to request a cli on my Forward when i go to the review screen it says I'm authorizing Citibank to view my credit history (i'm guessing it means a hp) so i always decline. I assume you have to submit the request and if you are lucky it will counter but if not it results as a hp.
@Kris1228 wrote:Nice!!! I just requested a CLI on my Citi World MC 2 days ago, went from 6300 to 8300 without a hard pull.
Congrats. If you don't mind me asking. Did you request it online or called? I always think it's going to be a hp when done online.
@ObeyJohnny12 wrote:
@FloridaState12 wrote:Congrats!
Strange that you had such trouble getting a soft pull CLI. I just got CLI's for my Dividend and Forward with no pull. Only $800 on the Dividend and $700 on the Forward, but still. It was for free so I'll take it.
When you went to request the increase, a screen didn't show up saying you're qualified for XXX.XX without a credit pull? I was all set for a HP but I saw that and said sweet I'll just take that and save an inq!
Congrats OP!
Everytime i go online to request a cli on my Forward when i go to the review screen it says I'm authorizing Citibank to view my credit history (i'm guessing it means a hp) so i always decline. I assume you have to submit the request and if you are lucky it will counter but if not it results as a hp.
Exactly. It's presumed to be a hard pull unless you get lucky and they already have a pre-approved CLI for you. It kinda gives you a rush going in accepting that you just got pulled only to find out you're a lucky one and get a free CLI!
There was an option to request more than the CLI they offered, but I assumed that would require a hard pull so I decided to keep my increase and have the HP's.