Valued Member
Posts: 46
Registered: ‎08-27-2012

Citibank - Approval

[ Edited ]
I was approved with 2 new inquiries (as in last 45 days new) a total of no more than 5 on each report (as some inquiries were pulled on multiple bureaus for same thing...)..initially approved with $1300 credit line, cli to $3000 upon activation. my info? $25,400 annual income, 718 EQ/ 764 TU FICO, 1yr AAOA, longest account a little over 2 yrs, no lates/collections/ BK....other lines of credit? US Bank Platinum ($2500), US Bank FlexPerks ($2500), Discover More ($5700), Capital One ($1500), HH Gregg ($3500), HSN ($1150), PayPal Smart Connect ($1800), Chase Slate ($500) , and now.. Citi Simplicity ($3000)

~ edited to split into a new thread ~ pizzadude, MyFICO moderator
Frequent Contributor
Posts: 387
Registered: ‎06-15-2013

Re: Citibank - Approval


AMEX BCE: 5k; Barclay Apple: 2.5k; BoA CB: 3k; BoA BBR 4.2k; BoA Travel: 8k; Chase Sapphire: 5k; Chase Freedom: 6k; Citi Diamond: 3k; Discover IT: 9k

June 2013 FICOs: TU: 763; EX: 754; EQ: 764 (was 747 9/2012). Last app 2/20/2014 Garden until 3/2015
Community Leader
Senior Contributor
Posts: 25,277
Registered: ‎02-07-2013

Re: Citibank - Approval

Congarts job well done 

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
Last 5 apps 6/6/13

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+