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When I app'ed last month, I had a 31% overall UTIL and 3 INQ in EQ, I got accepted even with a Public Record on my file. They asked about it after I applied for the CC, but granted it anyway, However, YMMV. Good luck !
@yomellamoFICO2013 wrote:When I app'ed last month, I had a 31% overall UTIL and 3 INQ in EQ, I got accepted even with a Public Record on my file. They asked about it after I applied for the CC, but granted it anyway, However, YMMV. Good luck !
Thanks! Refreshing my email every 3 minutes. lol
FYI I submitted my app via phone call, as I thought it was best to speak to someone about the Public Record (which they did). DCU CSRs are known to be friendly and polite, which was another reason I did it on the internet (may have gotten turned down by a computer algorythim formula LOL ).