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Regular Contributor
yomellamoFICO2013
Posts: 120
Registered: ‎01-22-2013
0

Re: DCU strikes again ! Sweet !

When I app'ed last month, I had a 31% overall UTIL and 3 INQ in EQ, I got accepted even with a Public Record on my file. They asked about it after I applied for the CC, but granted it anyway, However, YMMV. Good luck !

 



CURRENT TLS:

AMAZON $2K/ WALMART $2K /DCU $3K DELTA AMEX $1K
DISCOVER $1.2K/ PAYPALEXT $2K /COSTCOTU $1.2K

UPDATED 8/1
EQ
8/1/13 EQ 694 - (myfico) -
7/26/13 EQ 694 - (DCU)
9/10 EQ 701 - (myfico)

EX
9/8 - EX 707 (usaa/EX)

TU
6/18 TU 690 (myfico)
7/2 TU 694 (Walmart)
8/8 TU 676 (Walmart)
9/6 TU 676 (Walmart)
Established Contributor
kroberts67
Posts: 818
Registered: ‎03-04-2013
0

Re: DCU strikes again ! Sweet !


yomellamoFICO2013 wrote:

When I app'ed last month, I had a 31% overall UTIL and 3 INQ in EQ, I got accepted even with a Public Record on my file. They asked about it after I applied for the CC, but granted it anyway, However, YMMV. Good luck !

 


Thanks!  Refreshing my email every 3 minutes.  lol



FICO: EQ 722 | TU 723 | EX 718
SFFCU Visa $11.3k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $13.5k, Cap1 $1k, Freedom $5k, Slate $3.2k, Barclays SM $5k.

My Credit Repair Journey
Regular Contributor
yomellamoFICO2013
Posts: 120
Registered: ‎01-22-2013
0

Re: DCU strikes again ! Sweet !

FYI I submitted my app via phone call, as I thought it was best to speak to someone about the Public Record (which they did). DCU CSRs are known to be friendly and polite, which was another reason I did it on the internet (may have gotten turned down by a computer algorythim formula LOL ).

 

 



CURRENT TLS:

AMAZON $2K/ WALMART $2K /DCU $3K DELTA AMEX $1K
DISCOVER $1.2K/ PAYPALEXT $2K /COSTCOTU $1.2K

UPDATED 8/1
EQ
8/1/13 EQ 694 - (myfico) -
7/26/13 EQ 694 - (DCU)
9/10 EQ 701 - (myfico)

EX
9/8 - EX 707 (usaa/EX)

TU
6/18 TU 690 (myfico)
7/2 TU 694 (Walmart)
8/8 TU 676 (Walmart)
9/6 TU 676 (Walmart)

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