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tommywerdine, CreditMagic7, B335is, Jayx, KennyRS, & Tony275 - Thanks I really appreciate it!
@keithbward wrote:I would definitely call back in if all she had is 2 inquires. Also you shouldn't wait for an auto from Home Depot. I was approved for $500 and called in that day and got $1500 (requested $2000) and I promise you my scores are lower than yours and I'm pretty sure my inquiries and new accounts are at a new level of ridiculous.
Well she had 2 inquires at the time I applied, but it may be up to 4 now, along with the new accounts. I guess I'll have to look at her report to see which bureaus the other inquires posted on to see if its worth it?
@vpae wrote:Congratulations on your spree!!! BTW, on the Best Buy Card, the call in for CLI from 2K -> 6.5K, was that another HP or did they use the same HP from the app?
Thanks vpae
Its funny because before the cli, we were buying the fridge, washer & dryer, and it wasn't till my wife wanted to get the washer and dryer stands did i think of the cli. So I told the BB lady to call up citi as i was confident she would be approved. Midway through the call they asked to speak to my wife to verify some info. I told my wife to ask them before they ran it, would it be a soft or hard pull? The woman on the phone told her "The initial application was a soft pull, but the cli would be a hard pull". I didn't believe her but still told her to go for it anyway.
I'll know for sure after i check wifes report if they slapped her with 2 hp's
@beezy wrote:tommywerdine, CreditMagic7, B335is, Jayx, KennyRS, & Tony275 - Thanks I really appreciate it!
@keithbward wrote:I would definitely call back in if all she had is 2 inquires. Also you shouldn't wait for an auto from Home Depot. I was approved for $500 and called in that day and got $1500 (requested $2000) and I promise you my scores are lower than yours and I'm pretty sure my inquiries and new accounts are at a new level of ridiculous.
Well she had 2 inquires at the time I applied, but it may be up to 4 now, along with the new accounts. I guess I'll have to look at her report to see which bureaus the other inquires posted on to see if its worth it?
@vpae wrote:Congratulations on your spree!!! BTW, on the Best Buy Card, the call in for CLI from 2K -> 6.5K, was that another HP or did they use the same HP from the app?Thanks vpae
Its funny because before the cli, we were buying the fridge, washer & dryer, and it wasn't till my wife wanted to get the washer and dryer stands did i think of the cli. So I told the BB lady to call up citi as i was confident she would be approved. Midway through the call they asked to speak to my wife to verify some info. I told my wife to ask them before they ran it, would it be a soft or hard pull? The woman on the phone told her "The initial application was a soft pull, but the cli would be a hard pull". I didn't believe her but still told her to go for it anyway.
I'll know for sure after i check wifes report if they slapped her with 2 hp's
Thanks for the follow up, keep us posted