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Frequent Contributor
resilient
Posts: 344
Registered: ‎10-02-2012

Dillard's Credit Card and Walmart Credit Card approval and question

I got the itch last night. I checked my TU scores from CK and it was 724. I apped for the Walmart card and was approved for $3k. I noticed it said Discover next to it, and was in awe. Then I bought $100 steam cleaner to get the $20 back! Knowing Dillard's card was GE also, I applied and was approved for the AmEx card, tier 2. It gave me a temporary line of $500 with a temporary number to use for 15 days. Anyone know why I wasn't given a permanent credit limit? Do they always do this? These are my first GE cards. My stats are: My AAoA is 6 years, credit history is 12 years, no recent baddies, just 2 x 60 day student loan payments from Nov 08. Most of my credit lines are over $5k, with my highest being $12k. Utilization is at 9%. Anyone know when I will get my hard limit?

Belk ($2.5k) Chase Freedom VS ($15k) CSP VS ($21.9k) Citi Platinum Select AAdvantage WEMC ($13k) Dillard's AmEx ($7.5k) Discover it ($3.5k) FNBO Chrysler MC ($12.5k) Gold Delta SkyMiles AmEx ($9.5k) Macy's AmEx ($3k) Macy's ($1k) Military Star Card ($4.8k) Nordstrom VS ($10k) PenFed Cash Rewards Visa ($15k) Susan G. Komen WMC ($30k) Kinetic CU Visa ($10k) US Bank Cash + VS ($14k) Walmart Discover ($7.5) Arrival + WMC ($12.5k)
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Dillard's Credit Card and Walmart Credit Card approval and question

Congrats on the approvals. For security reasons you will get the actual cc's in the mail and not the numbers via computer.

Frequent Contributor
resilient
Posts: 344
Registered: ‎10-02-2012

Re: Dillard's Credit Card and Walmart Credit Card approval and question

Thanks! And I know I'll get the cc's in the mail in a few, but Walmart gave me my CL, why didn't Dillards?

Belk ($2.5k) Chase Freedom VS ($15k) CSP VS ($21.9k) Citi Platinum Select AAdvantage WEMC ($13k) Dillard's AmEx ($7.5k) Discover it ($3.5k) FNBO Chrysler MC ($12.5k) Gold Delta SkyMiles AmEx ($9.5k) Macy's AmEx ($3k) Macy's ($1k) Military Star Card ($4.8k) Nordstrom VS ($10k) PenFed Cash Rewards Visa ($15k) Susan G. Komen WMC ($30k) Kinetic CU Visa ($10k) US Bank Cash + VS ($14k) Walmart Discover ($7.5) Arrival + WMC ($12.5k)
Contributor
CreditResuscitation
Posts: 88
Registered: ‎06-13-2012

Re: Dillard's Credit Card and Walmart Credit Card approval and question

Congrats on the approvals!!! I too got the same note from Dillards and would like to know the answer to that as well. 

11/16/12: TU - 728 EX - ??? EQ - 748 FICO

In my wallet: Capital One No Hassle Cash Rewards Master Card (500), Orchard Bank Classic Visa (500), Best Buy Rewards Zone Master Card (300), Walmart Credit Card (1000), Paypal Smart Connect Card (1500), Academy Sports & Outdoors Visa (AU) (10,000)
Frequent Contributor
resilient
Posts: 344
Registered: ‎10-02-2012

Re: Dillard's Credit Card and Walmart Credit Card approval and question

[ Edited ]

Thanks and congrats on yours too! I hope it doesn't mean my limit is less than $1k. I called and all they could say is what my temp limit is. Fingers crossed for more than $3k!

Belk ($2.5k) Chase Freedom VS ($15k) CSP VS ($21.9k) Citi Platinum Select AAdvantage WEMC ($13k) Dillard's AmEx ($7.5k) Discover it ($3.5k) FNBO Chrysler MC ($12.5k) Gold Delta SkyMiles AmEx ($9.5k) Macy's AmEx ($3k) Macy's ($1k) Military Star Card ($4.8k) Nordstrom VS ($10k) PenFed Cash Rewards Visa ($15k) Susan G. Komen WMC ($30k) Kinetic CU Visa ($10k) US Bank Cash + VS ($14k) Walmart Discover ($7.5) Arrival + WMC ($12.5k)
Frequent Contributor
resilient
Posts: 344
Registered: ‎10-02-2012

Re: Dillard's Credit Card and Walmart Credit Card approval and question

So I looked on credit boards and saw that someone had the verification phone number. I called it and the fraud rep told me what my CL for the card is: $1,100 once I receive the card. Would rather have that limit on the Walmart Discover and the $3k on the AmEx, but I am just happy I got both.

Belk ($2.5k) Chase Freedom VS ($15k) CSP VS ($21.9k) Citi Platinum Select AAdvantage WEMC ($13k) Dillard's AmEx ($7.5k) Discover it ($3.5k) FNBO Chrysler MC ($12.5k) Gold Delta SkyMiles AmEx ($9.5k) Macy's AmEx ($3k) Macy's ($1k) Military Star Card ($4.8k) Nordstrom VS ($10k) PenFed Cash Rewards Visa ($15k) Susan G. Komen WMC ($30k) Kinetic CU Visa ($10k) US Bank Cash + VS ($14k) Walmart Discover ($7.5) Arrival + WMC ($12.5k)
Contributor
CreditResuscitation
Posts: 88
Registered: ‎06-13-2012

Re: Dillard's Credit Card and Walmart Credit Card approval and question

@resilient That's not bad at all. I'll take it LOL! What number did you call to find that out?

11/16/12: TU - 728 EX - ??? EQ - 748 FICO

In my wallet: Capital One No Hassle Cash Rewards Master Card (500), Orchard Bank Classic Visa (500), Best Buy Rewards Zone Master Card (300), Walmart Credit Card (1000), Paypal Smart Connect Card (1500), Academy Sports & Outdoors Visa (AU) (10,000)
Frequent Contributor
resilient
Posts: 344
Registered: ‎10-02-2012

Re: Dillard's Credit Card and Walmart Credit Card approval and question

800 480 0186 worked for me!

Belk ($2.5k) Chase Freedom VS ($15k) CSP VS ($21.9k) Citi Platinum Select AAdvantage WEMC ($13k) Dillard's AmEx ($7.5k) Discover it ($3.5k) FNBO Chrysler MC ($12.5k) Gold Delta SkyMiles AmEx ($9.5k) Macy's AmEx ($3k) Macy's ($1k) Military Star Card ($4.8k) Nordstrom VS ($10k) PenFed Cash Rewards Visa ($15k) Susan G. Komen WMC ($30k) Kinetic CU Visa ($10k) US Bank Cash + VS ($14k) Walmart Discover ($7.5) Arrival + WMC ($12.5k)
Contributor
CreditResuscitation
Posts: 88
Registered: ‎06-13-2012

Re: Dillard's Credit Card and Walmart Credit Card approval and question

@resilient So I called and the rep told me that my permanent CL is also 500!!! Lol, if 1100 still doesn't sound so hot to you, we can definitetly trade!!! :smileylol: 
11/16/12: TU - 728 EX - ??? EQ - 748 FICO

In my wallet: Capital One No Hassle Cash Rewards Master Card (500), Orchard Bank Classic Visa (500), Best Buy Rewards Zone Master Card (300), Walmart Credit Card (1000), Paypal Smart Connect Card (1500), Academy Sports & Outdoors Visa (AU) (10,000)
Frequent Contributor
resilient
Posts: 344
Registered: ‎10-02-2012

Re: Dillard's Credit Card and Walmart Credit Card approval and question

LOL! I'll keep mine! At least you got the AmEx and from reading the forums, the limits grow quickly within the year, at least that's what I'm hoping for!

Belk ($2.5k) Chase Freedom VS ($15k) CSP VS ($21.9k) Citi Platinum Select AAdvantage WEMC ($13k) Dillard's AmEx ($7.5k) Discover it ($3.5k) FNBO Chrysler MC ($12.5k) Gold Delta SkyMiles AmEx ($9.5k) Macy's AmEx ($3k) Macy's ($1k) Military Star Card ($4.8k) Nordstrom VS ($10k) PenFed Cash Rewards Visa ($15k) Susan G. Komen WMC ($30k) Kinetic CU Visa ($10k) US Bank Cash + VS ($14k) Walmart Discover ($7.5) Arrival + WMC ($12.5k)

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