Discover CLI........just pulled trigger. APPROVED

[enharu]

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@maiden_girl wrote:

AWESOME! I currently have a 1400 balance on my 1500 limit...think Discover might get a little mad if I pay it down to like 900 and ask for a CLI? LOL.

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If you're in your 0% offer period, might as well leave a balance. it's interest free and that's what normal people would do.

it might affect your CLI in the short run, but overall as long as you practice good credit habits they'll still increase your limits

[maiden_girl]

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@enharu wrote:

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@maiden_girl wrote:

AWESOME! I currently have a 1400 balance on my 1500 limit...think Discover might get a little mad if I pay it down to like 900 and ask for a CLI? LOL.

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If you're in your 0% offer period, might as well leave a balance. it's interest free and that's what normal people would do.

it might affect your CLI in the short run, but overall as long as you practice good credit habits they'll still increase your limits

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+1

I totally agree. I haven't really carried a balance until recently. Had a few expenses.

[TNTransplant]

Congrats on your CLI - that's great! 

[MovingForward_2012]

WOW! I have a $1000 limit...just approved this month. I wonder if I will get the same results in 6 months! What was your score when you applied for the increase?

[youngandcreditwrthy]

Congrats!

[Sitori]

Ooooooo thanks for posting this. My 6th statement is about it hit on the 17th. I have a 1700 CL and right now 800 on there. I've always carried a balance but paid double payments throughout the months and always around 100-200$. I'm about to pay it all the way down to around $100 so that my UTL will drop when it reports.

I've had that damn Luv button staring at me for months but I've refrained! I will hit it at the end of May for my increase!!

Can you type in how much you want? I don't know what to ask for? Would $3000 be good for a SP? I do NOT Want a HP bc I'm going to be joining NFCU and that will be tons of HPs lol.

I already have 8 from last year!