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@maiden_girl wrote:AWESOME! I currently have a 1400 balance on my 1500 limit...think Discover might get a little mad if I pay it down to like 900 and ask for a CLI? LOL.
If you're in your 0% offer period, might as well leave a balance. it's interest free and that's what normal people would do.
it might affect your CLI in the short run, but overall as long as you practice good credit habits they'll still increase your limits
@enharu wrote:
@maiden_girl wrote:AWESOME! I currently have a 1400 balance on my 1500 limit...think Discover might get a little mad if I pay it down to like 900 and ask for a CLI? LOL.
If you're in your 0% offer period, might as well leave a balance. it's interest free and that's what normal people would do.
it might affect your CLI in the short run, but overall as long as you practice good credit habits they'll still increase your limits
+1
I totally agree. I haven't really carried a balance until recently. Had a few expenses.
Congrats on your CLI - that's great!