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Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: Discover CLI

Congrats!!!! Just got a Motiva recently! Looking forward to bldg a relationship w Amex :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: Discover CLI

I mean Discover* lol.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Contributor
firstladyd
Posts: 143
Registered: ‎05-23-2011

Re: Discover CLI

Love discover. Congratulations

Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


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Frequent Contributor
youngman1234
Posts: 453
Registered: ‎02-27-2012

Re: Discover CLI

Just keeping using the card and trying paying in full... I opened a more card back in nov as well and they gave me a credit limit of 1,000....they increased me this month to 15,000...I love discover
Member
MrAnonymous
Posts: 36
Registered: ‎05-31-2012

Re: Discover CLI

[ Edited ]

Congrats!!

 

Discover is definitely one my favorite to do business with. When I opened my account with them in Jan of this year they gave me a $1,000 limit. In April they auto CLI me to $1250 In July I requested a CLI and they bumped me to $5,000 via SP, then in September they auto CLI me to $5,250. Just a couple of days ago they auto CLI me again to $6,000. I have always paid in full every month.

 

I think Discover wants to keep their limit close to what my Amex is.

Regular Contributor
pt2005
Posts: 129
Registered: ‎10-12-2012

Re: Discover CLI


MrAnonymous wrote:

Congrats!!

 

Discover is definitely one my favorite to do business with. When I opened my account with them in Jan of this year they gave me a $1,000 limit. In April they auto CLI me to $1250 In July I requested a CLI and they bumped me to $5,000 via SP, then in September they auto CLI me to $5,250. Just a couple of days ago they auto CLI me again to $6,000. I have always paid in full every month.

 

I think Discover wants to keep their limit close to what my Amex is.


Is it true that Discover has been playing catch up with your Amex BCE? Looks like both of your cards are at $6K now.

 

FICO Scores: EX 744 (Quizzle), myFICO EQ 675, myFICO TU 708
Credit Cards: Chase Freedom 7k | Cap1 Spark Cash 5.5k | AMEX TrueEarnings 4.5k | Cap1 Cash Visa 3.5k | Cap1 Cash MC 3.5k | AMEX SimplyCash 3K | Discover IT1k
Store: PayPal SmartConnect 5k | JCP 4.2k | Banana 3k | Walmart 2.2K | Kohls 1500 | TargetRED 300
Regular Contributor
hateAshbury
Posts: 131
Registered: ‎11-14-2011

Re: Discover CLI

Congrats. Discover has been a tough nut for me to crack. Member since 2001, I put a fair amount of volume through the card every month, pay in full, and for all that I have just a $1,500 credit limit. My TU FICO has held steady at 720-730 for most if not all of 2012. If it weren't for (1) having this card raises my AAoA significantly and (2) I don't pay a fee on the card, I would dump this card immediately. It does very little to justify being in my house, much less to justify being in my wallet.


Starting Score: 653 (11/1/2011 TransUnion)
Current Score: 719 (5/3/2012 TransUnion) 572 (3/21/2012 Equifax) 762 (4/14/12 VantageScore)
Goal Score: 700


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Established Contributor
bettercreditguy1
Posts: 743
Registered: ‎02-11-2012

Re: Discover CLI

Discover has been a good joint credit card for us. We started out around $5ooo. and they have auto increased us to $9400 in about  two years.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)


Remember the Three P's: Pay early in Full, Pay on Time, Patience
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Discover CLI

Congrats

Regular Contributor
cutemarty1
Posts: 196
Registered: ‎02-03-2011

Re: Discover CLI


Credit314 wrote:

Congrats


Congrats too!!

 

Just got an increase to 9k from 4.5 for my Discover Credit Card thru an analyst.  I got the increase thru a CSR which said my my app would need further review. A british speaking guy was interrogating me about my income and mortgage for twenty minutes lol.

 

My TL : BCE AMEX 24k / Home Depot 16.5 K / CSP 16.5k / Barclays Arrival MC 15k / BoA 123 14k / Citi World 12.8k / CU Visa 11k/ Nordstrom Visa 10K / Freedom 10k / Citi AA 9.1k / Discover 9k / Macy's Store 3K / Best buy 2.4K / BBRZ Gold 1.4K / AE 1.4k / Express 1.4K/

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