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Discover CLI!

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jakemod1
Regular Contributor

Discover CLI!

Went to Discover's website and did the online request. Put in $10k and was given $4,500 with a soft pull. Went from $7,500 to $12k. Had the account since January 2013. I've also gotten one auto increase 6 months after account opening (from $6k to $7,500). My first card over $10k! Smiley Happy
Discover IT: $20,5k | Chase Freedom: $5k | CSP: $7k | Amex BCE: $25k | BofA Cash Rewards: $12,4k | Citi DC: $8,4k | Cap1 QS: $6k | Commence: $11k | US Bank Cash+: $8k | Macy's Amex $5k | Kohl's: $3k
Message 1 of 12
11 REPLIES 11
One7
Valued Contributor

Re: Discover CLI!

Awesome!  Congratulations

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 2 of 12
alvon123
Super Contributor

Re: Discover CLI!

congrats


Message 3 of 12
Kenny
Moderator Emeritus

Re: Discover CLI!

Congrats! Try to do the phone CLI -- and if it requires more info hang up.. You'll know for sure how much more of a SP CLI you can obtain until another 6 months have passed. Smiley Wink
Message 4 of 12
striehl8212
Frequent Contributor

Re: Discover CLI!


@jakemod1 wrote:
Went to Discover's website and did the online request. Put in $10k and was given $4,500 with a soft pull. Went from $7,500 to $12k. Had the account since January 2013. I've also gotten one auto increase 6 months after account opening (from $6k to $7,500). My first card over $10k! Smiley Happy

Congrats!!! 

March 2014: EX 693 I EQ 672 I TU 694
September 2014: EX 721 I EQ 741 I TU 742
Message 5 of 12
Anonymous
Not applicable

Re: Discover CLI!

Congrats!
Message 6 of 12
BigBS
Senior Contributor

Re: Discover CLI!

Congrats on the CLI!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 7 of 12
MsLadyRover
Valued Contributor

Re: Discover CLI!

Congrats on the increase!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 8 of 12
CreditHealthy
Established Contributor

Re: Discover CLI!

Congrats!

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013
Message 9 of 12
jakemod1
Regular Contributor

Re: Discover CLI!

Thanks everyone! For those who are curious, I did a balance transfer with them when I opened the account. I also used ShopDiscover quite frequently. From my experience, they don't mind you carrying a balance (I only did that due to 0% promo). I think I was between 30-40% util when I got my auto increase. They also like to see heavy usage. I racked up a lot of cash back from ShopDiscover + 5% categories.
Discover IT: $20,5k | Chase Freedom: $5k | CSP: $7k | Amex BCE: $25k | BofA Cash Rewards: $12,4k | Citi DC: $8,4k | Cap1 QS: $6k | Commence: $11k | US Bank Cash+: $8k | Macy's Amex $5k | Kohl's: $3k
Message 10 of 12
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