Reply
Frequent Contributor
JustMe77
Posts: 275
Registered: ‎05-27-2009

Re: Discover IT Approval and Highest CL Ever

Royal_Flush - I'm not sure. I really applied on a whim and didn't check my actual scores before doing it. My Credit Karma score was 766 but that's just CK. The only bad stuff on my reports right now are late payments (120+ days late) from 2008. My credit utilization was about 21%. No inquiries. No mortgages, no car loans, only accounts on reports are credit cards (so not great there). Not sure what my AAoA was, but I think about 19 or 20 months (less than 2 years). 

 

Current Cards: Capital One Platinum ($2,500), Banana Republic Visa ($5,300), Chase Freedom ($2,000), Amex Zync (NPSL), Discover It ($11,500), Amex Costco True Earnings ($5,000), Chase Slate ($2,500)

Waiting for minor baddies to fall off in 2015!
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012

Re: Discover IT Approval and Highest CL Ever

Congratulation. What a great card and the services of Discover is one of the best industry wide.Enjoy!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012

Re: Discover IT Approval and Highest CL Ever


JustMe77 wrote:

I apped for Discover IT on late Monday night and got the 5-7 message. I was not going to keep my hopes up. Well I checked online this morning and it was approved. Not only was it approved, but when I called they said my credit limit was $10,500!! I've never had a credit limit even remotely close to that (highest ever was $6,000, highest current limit is $5,300).

 

Very happy :smileyhappy: Can't wait for my card to arrive.


Can I ask what were your fico score for this application?

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Regular Contributor
creditballer
Posts: 158
Registered: ‎08-28-2007

Re: Discover IT Approval and Highest CL Ever

Congrats..what's ur fico?



Last App Oct 2013...applied and received Amex PRG and Blue Sky!
FICO -Walmart = 753
Credit Karma = 769
USAA = 742
Goal: 800

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+