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Discover IT cli

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rogersave
Regular Contributor

Discover IT cli

Have had the card 6 months/statements now. Approved in December for 1700. Was excited when I got it as it was my first prime card. Made heavy use of card multiple payments a month and always carried a balance of around 2 to 3 hundred dollars. Didn't get any auto luv so indicated a chat thru live chat. He looked to see if I could get a soft inquiry cli but he said I couldn't after reviewing acct. I accepted the hard pull but was declined. He gave me number to recon. I called right away and spoke to an analyst on the recon and got approved!!! New credit limit is 3000 so almost doubled my cl. Worth the hp in my opinion. Now this card will def get some more use....
Equifax 712 transunion 693experian 673
Chase freedom 500 Chase United explorer 5000 Discover IT 13000 AMEX PRG npsl AMEX BCE 6000 CSP 12000.AMEX ED 15000 Citi Simplicity 7000
Message 1 of 11
10 REPLIES 10
Bluedog23
Regular Contributor

Re: Discover IT cli

Congrats
EX 805 FICO, EQ Fico 762; TU. 768Discover)
Message 2 of 11
FocusedAndDetermined
Senior Contributor

Re: Discover IT cli

Congrats!

Message 3 of 11
ezdoesit
Valued Contributor

Re: Discover IT cli

Congrats

Message 4 of 11
09Lexie
Moderator Emerita

Re: Discover IT cli

Message 5 of 11
MsLadyRover
Valued Contributor

Re: Discover IT cli

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 6 of 11
knoregs
Established Contributor

Re: Discover IT cli

Congrats!  What was your IT balance when you requested CLI? Also what was UTIL? Do you know what CRA they HP'd? Sorry for long list of q's but I'm going to request CLI soon.

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 7 of 11
rogersave
Regular Contributor

Re: Discover IT cli

Balance was 300 overall utility was 17 percent and they pulled transunion.
Equifax 712 transunion 693experian 673
Chase freedom 500 Chase United explorer 5000 Discover IT 13000 AMEX PRG npsl AMEX BCE 6000 CSP 12000.AMEX ED 15000 Citi Simplicity 7000
Message 8 of 11
knoregs
Established Contributor

Re: Discover IT cli


@rogersave wrote:
Balance was 300 overall utility was 17 percent and they pulled transunion.

Thanks

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 9 of 11
KIPPIE12
Established Contributor

Re: Discover IT cli

Congrats to you!

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
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