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Contributor
rogersave
Posts: 103
Registered: ‎07-18-2011

Discover IT cli

Have had the card 6 months/statements now. Approved in December for 1700. Was excited when I got it as it was my first prime card. Made heavy use of card multiple payments a month and always carried a balance of around 2 to 3 hundred dollars. Didn't get any auto luv so indicated a chat thru live chat. He looked to see if I could get a soft inquiry cli but he said I couldn't after reviewing acct. I accepted the hard pull but was declined. He gave me number to recon. I called right away and spoke to an analyst on the recon and got approved!!! New credit limit is 3000 so almost doubled my cl. Worth the hp in my opinion. Now this card will def get some more use....
Equifax 712 transunion 693experian 673
Chase freedom 500 Chase United explorer 5000 Discover IT 13000 AMEX PRG npsl AMEX BCE 6000 CSP 12000.AMEX ED 5000 Citi Simplicity 7000
Contributor
Bluedog23
Posts: 77
Registered: ‎02-02-2013

Re: Discover IT cli

Congrats
EX 781; EQ Fico 762; TU. 762 Discover)
AMEX BCE 20,000; Discover 8000; Cap One 5000 ; Sam's Club 7000; CU Visa 2500
Valued Contributor
FocusedAndDetermined
Posts: 6,239
Registered: ‎01-05-2013

Re: Discover IT cli

Congrats!

Established Contributor
ezdoesit
Posts: 646
Registered: ‎03-16-2013

Re: Discover IT cli

Congrats

Moderator
09Lexie
Posts: 24,091
Registered: ‎09-13-2012

Re: Discover IT cli

Valued Contributor
MsLadyRover
Posts: 2,674
Registered: ‎03-14-2012

Re: Discover IT cli

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 699 (myFICO) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Established Contributor
knoregs
Posts: 566
Registered: ‎06-04-2012

Re: Discover IT cli

Congrats!  What was your IT balance when you requested CLI? Also what was UTIL? Do you know what CRA they HP'd? Sorry for long list of q's but I'm going to request CLI soon.

 

~kn


EQ: ??? (No Current)
EX: ??? (No Current)
TU: 667 (Discover FICO) 6/12/14

Last App 12/17/13... In Garden 'till July/August '14
Contributor
rogersave
Posts: 103
Registered: ‎07-18-2011

Re: Discover IT cli

Balance was 300 overall utility was 17 percent and they pulled transunion.
Equifax 712 transunion 693experian 673
Chase freedom 500 Chase United explorer 5000 Discover IT 13000 AMEX PRG npsl AMEX BCE 6000 CSP 12000.AMEX ED 5000 Citi Simplicity 7000
Established Contributor
knoregs
Posts: 566
Registered: ‎06-04-2012

Re: Discover IT cli


rogersave wrote:
Balance was 300 overall utility was 17 percent and they pulled transunion.

Thanks

 

~kn


EQ: ??? (No Current)
EX: ??? (No Current)
TU: 667 (Discover FICO) 6/12/14

Last App 12/17/13... In Garden 'till July/August '14
Established Contributor
KIPPIE12
Posts: 619
Registered: ‎05-09-2009

Re: Discover IT cli

Congrats to you!

Current Score: EQ: 781 TU: 798 EX: 802 (Fico) 8/13
Goal Scores: 760 Across all 3-Finally


Citi TY Premier 36k| Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| CapOne 15K|Chase Freedom VS 19.3k|Citi Dividend WMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Sams Discover 10k|Chase IHG Select Visa 26k|Macys 5k


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