Discover IT

[nicholasyud]

I just activated my card today. Think about switch my card to Discover IT.

Should i do it ???

Some of you guys already own one. Do you guys like it ??? i love the look and some extra benefit but is it worth it to switch ??

[jsickz32]

I switch to the IT before my first month ended lol i think it worth it and the card its better looking in my opinion. Some people here dont like it because theres only one card design.

[nicholasyud]

did you have problem with payment ??? i heard they process the payment longer like 2 3 days...

[jsickz32]

Yeah the payment takes a little longer to process but never more than 3 days(at least for me it doesnt).

[nicholasyud]

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@jsickz32 wrote:
Yeah the payment takes a little longer to process but never more than 3 days(at least for me it doesnt).

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it's for the fund available or for the payment post to your account ??? I think the More post on the next bussiness day,

[jsickz32]

Both. Like i said i never had my more for a complete month or used it in that month so idk. My freedom account takes the same time. So far amex, citi, bofa and barclays are they only ones that release funds after 24 hours

[jsickz32]

Actually citi and bofa process and release funds right away when i make payments at the branch

[sakhalin070]

I really like the design of the IT.  It's essentially the same card as More with a few more perks.  I don't really need those perks though since I'm never late and I always PIF.  The design is awesome, but its only one design after all...

[flowfaster]

I actually regret changing to the IT card.  I love the Dawn of Discover card too much.  I actually have 2 mint condition Dawn of Discover cards that are still active till 2016 lol.  I have the regular DoD and the bio - degradable DoD.

[score_building]

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@flowfaster wrote:

I actually regret changing to the IT card.  I love the Dawn of Discover card too much.  I actually have 2 mint condition Dawn of Discover cards that are still active till 2016 lol.  I have the regular DoD and the bio - degradable DoD.

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Recieved several preapprovals for the More even after converting to IT, app and approved, so have both cards. Love having all the More card options and the IT card is sweet too; won't use the extra IT benes but can't hurt. Also, served as a sorta 'back door' exposure limit increase with DIscover-they denied IT CLI but approved for a nice limit on the new More app. Go figure. Best of both worlds to me, since I like Discover, no regrets, except the new acct hit on AAoA, which is no biggie really, especially in the long run.