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Contributor
creditisbetter2
Posts: 152
Registered: ‎08-10-2009
0

Discover It cli

I just received a Pre approval in the mail so I said what the heck. I applied and was approved for 1500. While that's decent, I would like more. Should I call in now or wait until I receive the card? I have one baddie from four years ago and my scores were close to 700s last I checked.
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Discover It cli

Definitely call in now, good luck!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: Discover It cli

Congrats on your approval, call in and try to recon the CL.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Valued Member
Supawest
Posts: 30
Registered: ‎02-08-2013
0

Re: Discover It cli

I just called them 2 hours ago and got approved for 8K!! Call them back! And my credit score is on my signature line if that helps, with 3 late payments on record from 6 years ago. Good luck.

Starting score 656 EQ (Nov'12 Lender Pull)Current Score: EX 690 EQ 734 TU 709
Goal Score: 760 across (Gardening since: 03/22/2013)

Contributor
creditisbetter2
Posts: 152
Registered: ‎08-10-2009
0

Re: Discover It cli

I just called and the lady I spoke to say I can request an increase after having the card for 6 months. Is there another number I can call to talk to someone? The number I used was 800-347-9449. Also, does it matter that I listed myself as being a full time student on the app? I am working and a full time student but there wasn't an option for multiple occupations.

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