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Contributor
vAirGo7
Posts: 99
Registered: ‎03-12-2013

Discover & GE CLI

i have banana republic visa card for 5 months and decided to call GE capital underwriter, the process was smooooooth....requested CLI from 3500 to 7000...approved right away without asking for the reason....average montly usage about $800

 

Feeling lucky and decided to call the number back on the Discover card for CLI. I asked from 5500 to 8000....and have to explain why i needed for CLI....all the provided information went thru automatic system, they increased my new credit line to 6000 ($500 increased). She said they will check my account periodly for auto increase....i have the card for 6 months and average montly usage about $1000

 

Have my barclay reward card for 6 months with CL $1000...afraid to call for CLI because it will be a HP? well probably just wait for auto increase...

Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013

Re: Discover & GE CLI

grats on the CLI!

 

As for Barclays, they review accounts every 6 months. If you had opened other new accounts around the same time you got the card from them, it's best not to call them and lay low for now.

 

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Senior Contributor
myjourney
Posts: 25,277
Registered: ‎02-07-2013

Re: Discover & GE CLI


vAirGo7 wrote:

i have banana republic visa card for 5 months and decided to call GE capital underwriter, the process was smooooooth....requested CLI from 3500 to 7000...approved right away without asking for the reason....average montly usage about $800

 

Feeling lucky and decided to call the number back on the Discover card for CLI. I asked from 5500 to 8000....and have to explain why i needed for CLI....all the provided information went thru automatic system, they increased my new credit line to 6000 ($500 increased). She said they will check my account periodly for auto increase....i have the card for 6 months and average montly usage about $1000

 

Have my barclay reward card for 6 months with CL $1000...afraid to call for CLI because it will be a HP? well probably just wait for auto increase...


Congrats on your CLI 

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Valued Contributor
asphaltcowboy
Posts: 1,121
Registered: ‎02-03-2013

Re: Discover & GE CLI

Congrats on the bumps!!




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Valued Contributor
dodgerslv
Posts: 1,693
Registered: ‎06-16-2012

Re: Discover & GE CLI


vAirGo7 wrote:

i have banana republic visa card for 5 months and decided to call GE capital underwriter, the process was smooooooth....requested CLI from 3500 to 7000...approved right away without asking for the reason....average montly usage about $800

 

Feeling lucky and decided to call the number back on the Discover card for CLI. I asked from 5500 to 8000....and have to explain why i needed for CLI....all the provided information went thru automatic system, they increased my new credit line to 6000 ($500 increased). She said they will check my account periodly for auto increase....i have the card for 6 months and average montly usage about $1000

 

Have my barclay reward card for 6 months with CL $1000...afraid to call for CLI because it will be a HP? well probably just wait for auto increase...



vAirGo7 wrote:

i have banana republic visa card for 5 months and decided to call GE capital underwriter, the process was smooooooth....requested CLI from 3500 to 7000...approved right away without asking for the reason....average montly usage about $800

 

Feeling lucky and decided to call the number back on the Discover card for CLI. I asked from 5500 to 8000....and have to explain why i needed for CLI....all the provided information went thru automatic system, they increased my new credit line to 6000 ($500 increased). She said they will check my account periodly for auto increase....i have the card for 6 months and average montly usage about $1000

 

Have my barclay reward card for 6 months with CL $1000...afraid to call for CLI because it will be a HP? well probably just wait for auto increase...


Yay!...grats on the increases!!!



biggest limits: BofA Privilege (33K)/ BofA Cash Rewards (27k)/ Citi AA WEMC (26k)/ Penfed Rewards (22.5k)/ Chase United Explorer (22k)
Fico 08 scores (6/21/14) EX: 758 TU: 759 EQ: 755 (high Utilization for me at the moment @10% so gardening mode).





Valued Contributor
SpecFile
Posts: 1,357
Registered: ‎08-07-2007

Re: Discover & GE CLI

Congrats!!




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