Valued Contributor
Posts: 2,463
Registered: ‎11-13-2012

Re: Discover it Approval

Congrats :smileyhappy:
FICO® EQ 784 (as of today) - TU 777 (07/03) * Fako EX 799 (07/02 - CS) * last app 06/01/14 * INQ last 2 yrs TU: 5, EX: 7, EQ: 7

Move the mouse over the cards for detailed view!..................................................................* Bronze Spade Garden Club member *
Established Contributor
Posts: 608
Registered: ‎09-10-2010

Re: Discover it Approval

shyeviolett wrote:

Congrats! I just got approved today :smileyvery-happy:

Just got mine yesterday (4 days after approval).  It is a neat looking card.  But, the most impressed I have been in years of talking to any type of customer service is when I called to activate IT.  Pure English and wanted to make sure I knew how the rewards sytem worked and that they are there 24 hours a day for any assistance.

TU98 697, TU08 697, EQ 733, EX 691 (As of 7/2014) - Personal Goal = 760+

Gardening since 7-13-14

Valued Contributor
Posts: 2,777
Registered: ‎10-10-2012

Re: Discover it Approval

Congrats on the approval!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Valued Contributor
Posts: 1,129
Registered: ‎01-20-2011

Re: Discover it Approval

quick tip: discover has 5% cashback at best buy if you order online (from discover website). I always order online and choose store pickup, thats almost the same as buying from store but gets me 5% back.

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)
Valued Contributor
Posts: 1,843
Registered: ‎03-30-2012

Re: Discover it Approval

SpecFile wrote:
Approved for this beauty a few weeks ago. They pulled Equifax which was a 671. $1,500 CL and 20.99% APR. I was declined by Discover this time last year and decided to try again. Got the 30 day message and they called me the very next day. Chatted with a CSR for a minute or two and was welcomed to the family!! APR is not the most desirable but I'm sure I'll be able to get that worked down over time.

Question...did you have any baddies? I have a 677 but have three baddies, a C/O and two paid collections from 2006. I was denied last year with a score of 671 and more baddies....I was wondering if I had a chance in hell? lol.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $2750
Valued Contributor
Posts: 1,357
Registered: ‎08-07-2007

Re: Discover it Approval

Yes I did. I am 4 years out of BK. Nothing bad since!

Valued Contributor
Posts: 1,357
Registered: ‎08-07-2007

Re: Discover it Approval

Thanks for the tip on Best Buy!!

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