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Frequent Contributor
nuggets321
Posts: 344
Registered: ‎03-25-2011

FINALLY broke into the $5000 limit ! :)

Discover is my favorite card, their rewards program is the most hastle free of my credit lineup. I tried to get a cli via online chat (from 3k to 5k)  and got shot down, the chat CSR actually had some personality and I didnt feel all dejected after the chat session. At the end she gave me a number to call a credit analyst so I went fwd with it. He said that they would have to do a hard pull (to which I agreed) and after about ten minutes of answering various questions and being on hold twice, he came back and said that due to my strong payment history that he would increase to 5k ! This was at 1030 this morning and Im still smiling with my small accomplishment !

TU-717 (MYFICO) EQ- 696(MYFICO) EXP 711(Amex denial letter)
My Wallet : Dicover More 10,000 CL / Amex Zync NPSL / WellsFargoRewards3800 / -CapOne 2000CL / GEMBWalMart 4900CL / Zales 4000CL-Kays 2900--Macys 3000CL /SSFCU 5000CL / CitiBank Plat Select 3000CL / CHASE Freedom 1300CL / Lowes 10,000 CL / BBuyStoreCard 5000CL Sears Store Card (Citi) 3000 / Firestone CFNB 1400 Toyota Financial $35,000 Auto /2200DiscountTire(GECRB) Citi TY Preferred 6500CL / Chase SlatE$4000/BofA2500/ToyotaRewardsVisa$6500
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HiLine
Posts: 2,836
Registered: ‎10-19-2012

Re: FINALLY broke into the $5000 limit ! :)

Congratulations!!! Setting a precedent is extremely important in the credit-building game. Soon other cards of yours will follow suit. Great move!

Valued Contributor
mxp114
Posts: 1,356
Registered: ‎09-01-2011

Re: FINALLY broke into the $5000 limit ! :)

Congrats on achieving that milestone!

Established Contributor
Cageym
Posts: 507
Registered: ‎07-31-2012

Re: FINALLY broke into the $5000 limit ! :)

Outstanding, congrats!

What's in my wallet: Cap1 Venture $10K NFCU Sig Visa $25k Amex Zync NPSL Delta Gold $18k BCE $2k Citi Simplicity $5450 Priority Select Visa 5.9K Amazon Visa 4k CSP 5k
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Valued Contributor
madmann26
Posts: 1,402
Registered: ‎08-30-2012

Re: FINALLY broke into the $5000 limit ! :)

Congrats!!!

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Super Contributor
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: FINALLY broke into the $5000 limit ! :)

Awesome milestone! I just got to 5k with discover this year too via auto CLI requests.

Congratulations!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Regular Contributor
Madman94044
Posts: 142
Registered: ‎07-01-2012

Re: FINALLY broke into the $5000 limit ! :)

Congrats

Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Regular Contributor
tburns
Posts: 151
Registered: ‎11-04-2010

Re: FINALLY broke into the $5000 limit ! :)

Congrats!!!

 

I love Discover. It's my most used card.

 

Started out last year with $750 @ 22.9% and am now at $3000 @ 16.9% with them.

 

Not my lowest rate nor my highest limit, for some reason I prefer them the most.

 

Regular Contributor
EandK23
Posts: 178
Registered: ‎09-12-2012

Re: FINALLY broke into the $5000 limit ! :)

Congrats!  Discover was very kind to me as well! 

Frequent Contributor
obageegee
Posts: 268
Registered: ‎09-30-2012

Re: FINALLY broke into the $5000 limit ! :)

+1




Starting Score: 530 - 2/12
Current Score: EX - 720 EQ - 714 TU-690 WM-720
App free since 5/7/2014

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