Finally In with AmEx

john398 · ‎09-04-2013

Well my Utilzation was way down so I decided to Apply for the American Express Blue Cashback Everyday after being declined by Pen Fed, I was instantly approved been trying for a couple of years to get an AmEx card

Now back to the garden since Commedity still will noty let me have a Total Rewards Visa Card

Anthonykc · ‎09-04-2013

Congrats, what was your CL?

myjourney · ‎09-04-2013

@john398 wrote:
Well my Utilzation was way down so I decided to Apply for the American Express Blue Cashback Everyday after being declined by Pen Fed, I was instantly approved been trying for a couple of years to get an AmEx card

Now back to the garden since Commedity still will noty let me have a Total Rewards Visa Card

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

john398 · ‎09-04-2013

@Anthonykc wrote:
Congrats, what was your CL?

I am not sure and the application status page says nothing...

BearsAndTurtlesRtheBest · ‎09-04-2013

So would say that your old UTL was the reason of denials? My DS wants AMEX probably by December once UTL lowers.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

BearsAndTurtlesRtheBest · ‎09-04-2013

BTW Congrats!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

john398 · ‎09-04-2013

@BearsAndTurtlesRtheBest wrote:
So would say that your old UTL was the reason of denials? My DS wants AMEX probably by December once UTL lowers.

Yes I was at or above 80% at one point but now down to less than 20%

TheConductor · ‎09-04-2013

If you really want to know your CL you can call customer service and they will tell you. Congrats!!

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12), Total CL $1k on 2 TLs
Current: EQ 709 (CCT 2/4/15), EX 704 (CCT 2/4/15) , TU 702 (CCT 2/4/15), Total CL $110.3k on 14 TLs Goal: 740+ x3
My Wallet: Amex BCP $30k, Chase United Explorer $16k, Amex SPG $13.5k, Barclaycard Ring MC $12.5k, Chase CSP VS $12.2k, Discover it $10.5k, C1 Venture VS $6.5k, Chase Slate $3.5k, Amex Hilton Surpass $2k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Citi BestBuy $500
My Loans: ~~Prosper $25k/36mo~~, Prosper $17k/36mo
My Business: Chase Ink VS $5k, Amex BRG NPSL (> 10k),

Eightiron · ‎09-04-2013

Congrats!!!!

Gardening now for that spring harvest Entered 9/4/13 leaving 4/14

john398 · ‎09-04-2013

@TheConductor wrote:
If you really want to know your CL you can call customer service and they will tell you. Congrats!!

Thanks I do not mind waiting