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Frequent Contributor
sassymomof2
Posts: 261
Registered: ‎04-16-2011

Finally a Discover CLI

I finally got a $200 auto increase from Discover.  New credit line $1200.

 

Something is better than nothing. 

 

For those that want to know, my line reached 6 months about three weeks ago and they declined my credit line increase through the automated system.  At that time my utilization was around 35%.  So, I said bump it.  I maxed it out.  My utilization is about 65% now, but I have also paid them over $1000 since my last statement cut through weekly payments. 

 

So I get my credit increase on the 7th statement -not the 6th- with 65% util in tow. 

 

Who would have thought???:smileysurprised:


Starting Fico Feb 2011 EQ 570 TU 580 EX ?
May 2014 EQ 709 EX 684 TU discover 665

Closed on first home April 26, 2012!
Last app March 22, 2014. Gardening until next Spring.
Moderator
09Lexie
Posts: 24,199
Registered: ‎09-13-2012

Re: Finally a Discover CLI

Member
PaperOrPlastic
Posts: 14
Registered: ‎03-09-2013

Re: Finally a Discover CLI

Congrats! I just got an increase myself today.

 

Good luck!

Scores:

3/9/13 FICO:
EQ - 743
TU - 763
EX(CreditInform FAKO) - 768
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Finally a Discover CLI


sassymomof2 wrote:

I finally got a $200 auto increase from Discover.  New credit line $1200.

 

Something is better than nothing. 

 

For those that want to know, my line reached 6 months about three weeks ago and they declined my credit line increase through the automated system.  At that time my utilization was around 35%.  So, I said bump it.  I maxed it out.  My utilization is about 65% now, but I have also paid them over $1000 since my last statement cut through weekly payments. 

 

So I get my credit increase on the 7th statement -not the 6th- with 65% util in tow. 

 

Who would have thought???:smileysurprised:


CONGRATS!!!

 

I've had mine for a year now and no luv at all. statement cuts the 27th so i'm hoping for a lil luv........

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
ObeyJohnny12
Posts: 591
Registered: ‎05-05-2012

Re: Finally a Discover CLI

Congrats! I wish Discover would show me a little bit of luv. No luck yet.
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Finally a Discover CLI


ObeyJohnny12 wrote:
Congrats! I wish Discover would show me a little bit of luv. No luck yet.

Your year anny is coming up too fingers crossed for ya!!! :smileyhappy:

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
sassymomof2
Posts: 261
Registered: ‎04-16-2011

Re: Finally a Discover CLI

Man, that sucks!

 

Since the running joke is that I don't cook, Discover has taken my AMEX business this quarter due to the 5% for restaurants category.  Just spent $55 on pizza last night. (don't judge) 

 

Also, since another poster was so kind to point out that I can use ShopDiscover and pay another way, I have been using ShopDiscover to the fullest extent. 

 

So who knows what made them change their mind.  They must have realized I'm getting ready to pay them off and put them in the SD until Summer Fun time.

 

Very strange.

 

 

 


Starting Fico Feb 2011 EQ 570 TU 580 EX ?
May 2014 EQ 709 EX 684 TU discover 665

Closed on first home April 26, 2012!
Last app March 22, 2014. Gardening until next Spring.
Established Contributor
eviLution
Posts: 704
Registered: ‎06-11-2012

Re: Finally a Discover CLI

Congrats!

 

I only had my Discover for two months and I was wondering how much did you put through the card in the 7 months time you had it? Thanks!


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Frequent Contributor
sassymomof2
Posts: 261
Registered: ‎04-16-2011

Re: Finally a Discover CLI

  eviLution  I used it for school lunches and trips to the craft store for the first five months.  I always kept a balance and paid way more than the min payment.  Amex got all of the holiday action.  When Jan hit, I started using it for all of my restaurant expenses for breakfast, lunch and sometimes dinner. 

 

 Since my last statement, I have made $565 in purchases and paid $160.  In Jan, I ran $351 through it took a cash advance of $100 and paid $750.  The cycle before, I paid $250 and only charged $70.  Hope this helps!


Starting Fico Feb 2011 EQ 570 TU 580 EX ?
May 2014 EQ 709 EX 684 TU discover 665

Closed on first home April 26, 2012!
Last app March 22, 2014. Gardening until next Spring.
Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: Finally a Discover CLI

Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13

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