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Established Contributor
jcstarkey8826
Posts: 704
Registered: ‎06-01-2012
0

Finally broke the 1k limit!!!!!!!!!!!!

I've been trying for so long to get a decent card I didnt have to keep paying every week to keep using. I didnt even apply for this card, I just applied for an auto refi through our local CU, and with that pull they also approved a $1500 CL @ 14.99% APR.

 

I'm so thankful I dropped my car payment and got approved without even apping!

 

Very happy camper :smileyhappy:

In my wallet: GCU Patinum Visa 1500 CL, Charter One Platinum Rewards 500 CL, Chase Freedom 800 CL, Wal Mart Discover Card 6300 CL, Kay Jewelers 3000 CL
Established Contributor
tennisfan78
Posts: 629
Registered: ‎09-18-2011
0

Re: Finally broke the 1k limit!!!!!!!!!!!!

wow, congrats!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: Finally broke the 1k limit!!!!!!!!!!!!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Established Contributor
shakalaka
Posts: 556
Registered: ‎09-10-2012
0

Re: Finally broke the 1k limit!!!!!!!!!!!!

Great Congrats


Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (24,800) | Discover IT (12,700) | Chase Freedom (6,300) | Walmart (4,500) | CapOne (4.000) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 770 (8/18) EQ 732 (8/8) EX 748 (12/5)

Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Finally broke the 1k limit!!!!!!!!!!!!

Congrats! On your way to higher CLs


$100K in Credit
Last Credit Card App: 11/16/13
Regular Contributor
HindSight_20_20
Posts: 177
Registered: ‎06-03-2009
0

Re: Finally broke the 1k limit!!!!!!!!!!!!


chnceit wrote:

Congrats! On your way to higher CLs


+1 Yep!

________________________________________________________________________________________________
I’ve found that I can "charge" WHATEVER I want…. Just not all at THE SAME TIME!*Last CC App 07/2010*
Established Contributor
rtw
Posts: 797
Registered: ‎05-01-2012
0

Re: Finally broke the 1k limit!!!!!!!!!!!!

Congrats!!!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Senior Contributor
youngandcreditwrthy
Posts: 6,199
Registered: ‎08-16-2012
0

Re: Finally broke the 1k limit!!!!!!!!!!!!

Congrats!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
creditnocash
Posts: 2,222
Registered: ‎07-23-2012
0

Re: Finally broke the 1k limit!!!!!!!!!!!!

Happy for you man. 

 

What did your auto loan drop too? 

 

Does this cu report too all three bureaus?

Current: Discover Fico 689 8/14 Walmart Fico 697 8/14

Inquiries (24 Months): EQ 6 TU 3 EX 4 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Established Contributor
jcstarkey8826
Posts: 704
Registered: ‎06-01-2012
0

Re: Finally broke the 1k limit!!!!!!!!!!!!


creditnocash wrote:

Happy for you man. 

 

What did your auto loan drop too? 

 

Does this cu report too all three bureaus?


Thank you, and thanks to everyone.

 

The loan went from 12% to 4% and dropped my payment close to $200/month. Im not sure if they report to all three CBs, but I'll find out. I just assumed they did. I'll ask them :smileyhappy:

In my wallet: GCU Patinum Visa 1500 CL, Charter One Platinum Rewards 500 CL, Chase Freedom 800 CL, Wal Mart Discover Card 6300 CL, Kay Jewelers 3000 CL

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