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First app spree!! Updated 100% success

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joe867
Valued Member

First app spree!! Updated 100% success

Using the great wealth of information that this forum has provided I decided to try my luck at an app spree for the first time. Here are my results:

 

PenFed Platinum Rewards - Approved - 5000 CL

Amex BCP- Approved - 3500 CL

Chase Sapphire Preferred - Decision Pending, called backdoor number and was told that it is waiting for verification but that dept was closed. Calling back tomorrow. Approved - 5000 CL

PSECU CLI - Approved - went from 1000 to 7500

 

Overall I'm very happy but I'd be a lot happier if I didn't have to wait until tomorrow to find out about the CSP. Because it is waiting for verification does that mean I'm basically approved and they just need to confirm employment or income?

EX 761 (5/14); EQ 784 (4/14); TU 778 (5/14)

NFCU cashRewards 23k | Marriott Premier MC 18k | US Bank Club Carlson 15k | Amex BCP 14.3k | Citi AA Exec 13k | Barclays US Airways 10k | PSECU 7.5k | Amex SPG 7k | Amex Old Blue Cash 5k | Chase Sapphire 5k | Ink Plus 5k | PenFed Platinum Rewards 5k | PenFed Defender 5k | PenFed LOC 5k | Gap 4300 | Amex SPG Biz | Amazon Chase 500 |
Message 1 of 14
13 REPLIES 13
09Lexie
Moderator Emerita

Re: First app spree!!

Message 2 of 14
joe867
Valued Member

Re: First app spree!!

Thanks! I wasn't sure how it would turn out because I just apped for the NFCU card 2 weeks ago. I owe all of my success to this forum. I have learned so much in such a small amount of time.

EX 761 (5/14); EQ 784 (4/14); TU 778 (5/14)

NFCU cashRewards 23k | Marriott Premier MC 18k | US Bank Club Carlson 15k | Amex BCP 14.3k | Citi AA Exec 13k | Barclays US Airways 10k | PSECU 7.5k | Amex SPG 7k | Amex Old Blue Cash 5k | Chase Sapphire 5k | Ink Plus 5k | PenFed Platinum Rewards 5k | PenFed Defender 5k | PenFed LOC 5k | Gap 4300 | Amex SPG Biz | Amazon Chase 500 |
Message 3 of 14
rtw
Established Contributor

Re: First app spree!!

Congrats! Very nice spree results. Hope you get the CSP.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 4 of 14
Epcot
Valued Contributor

Re: First app spree!!

Nice going, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 5 of 14
xxpert
Established Member

Re: First app spree!!

Chase is great for recon. When i got my CSP I was flat out denied but I called the recon line about 8 times and got denied every time until I got someone that gave me a chance and approved me for 6k CL so I hope you get it but even if you don't give th recon line a chance.
Wallet: Gold PRG/ Saphire Preffered 9k/ Amex SPG 4k / Amex Platinum/ Barclays US Air 14k/ Delta Gold 20k / Ink Bold/ Citi AA plat 10k

Drawer: US Bank Flexperks 12k/ Freedom 2k/ Citi dividend 2k/ Ink plus 6k
Message 6 of 14
joe867
Valued Member

Re: First app spree!!

Just got off the phone with the Chase verification department. After answering a few questions I got the good news. Approved for a 5000 CL! Thanks again to this forum. My first app spree and I had 100% success on some really nice cards with nice limits.

EX 761 (5/14); EQ 784 (4/14); TU 778 (5/14)

NFCU cashRewards 23k | Marriott Premier MC 18k | US Bank Club Carlson 15k | Amex BCP 14.3k | Citi AA Exec 13k | Barclays US Airways 10k | PSECU 7.5k | Amex SPG 7k | Amex Old Blue Cash 5k | Chase Sapphire 5k | Ink Plus 5k | PenFed Platinum Rewards 5k | PenFed Defender 5k | PenFed LOC 5k | Gap 4300 | Amex SPG Biz | Amazon Chase 500 |
Message 7 of 14
2011beginnings
Frequent Contributor

Re: First app spree!!

Congrats!

I just got the CSP and the remarks I receive are very funny.
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Message 8 of 14
joe867
Valued Member

Re: First app spree!! Updated 100% success

What remarks are you getting?
EX 761 (5/14); EQ 784 (4/14); TU 778 (5/14)

NFCU cashRewards 23k | Marriott Premier MC 18k | US Bank Club Carlson 15k | Amex BCP 14.3k | Citi AA Exec 13k | Barclays US Airways 10k | PSECU 7.5k | Amex SPG 7k | Amex Old Blue Cash 5k | Chase Sapphire 5k | Ink Plus 5k | PenFed Platinum Rewards 5k | PenFed Defender 5k | PenFed LOC 5k | Gap 4300 | Amex SPG Biz | Amazon Chase 500 |
Message 9 of 14
RSCo
Established Contributor

Re: First app spree!! Updated 100% success


@joe867 wrote:

Using the great wealth of information that this forum has provided I decided to try my luck at an app spree for the first time. Here are my results:

 

PenFed Platinum Rewards - Approved - 8500 CL

Amex BCP- Approved - 3500 CL

Chase Sapphire Preferred - Decision Pending, called backdoor number and was told that it is waiting for verification but that dept was closed. Calling back tomorrow. Approved - 5000 CL

PSECU CLI - Approved - went from 1000 to 7500

 

Overall I'm very happy but I'd be a lot happier if I didn't have to wait until tomorrow to find out about the CSP. Because it is waiting for verification does that mean I'm basically approved and they just need to confirm employment or income?


Awesome.... Don't forget the new Discover IT card..  It's awesome...

 

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Message 10 of 14
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