Regular Contributor
Posts: 160
Registered: ‎12-02-2012

First unsecured approval!

Got my first unsecured approval! Walmart cl $600, so I now have 2 secured and walmart the new car loan from 2 weeks ago. Ill garden for a bit... Hope to app in summer for better cards.

Eq 675
TU 661
Ex your guess is as goodas mine!

Nfcu Cash Rewards 5000, Nfcu nRewards Mc 2500, Walmart 600, Target 200, VS 350,Capital one 500,Capital One Secured 551, Us Bank Secured 300 All less than 8 months old!
Valued Contributor
Posts: 6,246
Registered: ‎01-05-2013

Re: First unsecured approval!

Congrats on your new unsecured card! 


Good idea to garden for a bit - probably you should give it, at least, 6 months to allow you new TLs and inquiries to age.

Established Contributor
Posts: 608
Registered: ‎09-10-2010

Re: First unsecured approval!

Congrats.  Don't forget to sign up for your free monthly walmart fico score and ask for a CLI at 4 months if you don't get an auto.

TU98 697, TU08 697, EQ 733, EX 691 (As of 7/2014) - Personal Goal = 760+

Gardening since 7-13-14

Frequent Contributor
Posts: 392
Registered: ‎03-29-2011

Re: First unsecured approval!

Congrats! I hear the GE bked cards grow nicely.

Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700

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Valued Contributor
Posts: 1,681
Registered: ‎06-16-2012

Re: First unsecured approval!

Congrats on your approval and i know how that felt when i got approved for my first not too long ago!....:smileyhappy:

biggest limits: BofA Privilege (33K)/ Citi AA WEMC (26k)/ Penfed Rewards (22.5k)/ Chase United Explorer (22k)
Fico 08 scores (6/21/14) EX: 758 TU: 759 EQ: 755 (high Utilization for me at the moment @10% so gardening mode).

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