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For people who have NCFU LOC

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TatorTodd
Regular Contributor

For people who have NCFU LOC

I recently applied for the LOC. It told me it needed an hour to decide. I never heard anything but checked online at status and it shows I was approved. It also says "paperwork will be ready at a branch within 1 business day". 

 

Does this mean to move forward with the LOC I need to visit a local branch? Thanks in advance for the answers

NCFU Flagship(80k) DC Elite (40k) Cash Sapphire Preferred(38k) DC Premier (30k) NFCU CashRewards (25k) USAA Amex (22k) USAA MasterCard (16k) Barclay Arrival+ Elite (15k) Nordstrom (15k) BofA Rewards (12.5k) 4 Amices (50k)

As of 10/13/14
Experian: 787 - EquiFax: 798 - TU: 789
Message 1 of 11
10 REPLIES 10
ProV
Regular Contributor

Re: For people who have NCFU LOC


@TatorTodd wrote:

I recently applied for the LOC. It told me it needed an hour to decide. I never heard anything but checked online at status and it shows I was approved. It also says "paperwork will be ready at a branch within 1 business day". 

 

Does this mean to move forward with the LOC I need to visit a local branch? Thanks in advance for the answers


Just call nfcu, and ask which branch, if you're close to one, or ask for it to be mailed to you if you're not close to a branch.  Congrats on navcheck!

Message 2 of 11
CreditHealthy
Established Contributor

Re: For people who have NCFU LOC

Congrats! How much were you approved for?

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013
Message 3 of 11
TatorTodd
Regular Contributor

Re: For people who have NCFU LOC


@ProV wrote:

@TatorTodd wrote:

I recently applied for the LOC. It told me it needed an hour to decide. I never heard anything but checked online at status and it shows I was approved. It also says "paperwork will be ready at a branch within 1 business day". 

 

Does this mean to move forward with the LOC I need to visit a local branch? Thanks in advance for the answers


Just call nfcu, and ask which branch, if you're close to one, or ask for it to be mailed to you if you're not close to a branch.  Congrats on navcheck!


Thank you, I, about 20 minutes away from closest actual branch(next to Travis AFB) so I don't mind going in. 

NCFU Flagship(80k) DC Elite (40k) Cash Sapphire Preferred(38k) DC Premier (30k) NFCU CashRewards (25k) USAA Amex (22k) USAA MasterCard (16k) Barclay Arrival+ Elite (15k) Nordstrom (15k) BofA Rewards (12.5k) 4 Amices (50k)

As of 10/13/14
Experian: 787 - EquiFax: 798 - TU: 789
Message 4 of 11
TatorTodd
Regular Contributor

Re: For people who have NCFU LOC


@JUNE2012 wrote:

Congrats! How much were you approved for?


15K for the LOC, And 25K for the flagship visa

NCFU Flagship(80k) DC Elite (40k) Cash Sapphire Preferred(38k) DC Premier (30k) NFCU CashRewards (25k) USAA Amex (22k) USAA MasterCard (16k) Barclay Arrival+ Elite (15k) Nordstrom (15k) BofA Rewards (12.5k) 4 Amices (50k)

As of 10/13/14
Experian: 787 - EquiFax: 798 - TU: 789
Message 5 of 11
BigBS
Senior Contributor

Re: For people who have NCFU LOC

Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 6 of 11
gdale6
Moderator Emeritus

Re: For people who have NCFU LOC


@TatorTodd wrote:

@JUNE2012 wrote:

Congrats! How much were you approved for?


15K for the LOC, And 25K for the flagship visa


Grats x 2 Smiley Happy    Smiley Happy

Message 7 of 11
ProV
Regular Contributor

Re: For people who have NCFU LOC


@TatorTodd wrote:

@ProV wrote:

@TatorTodd wrote:

I recently applied for the LOC. It told me it needed an hour to decide. I never heard anything but checked online at status and it shows I was approved. It also says "paperwork will be ready at a branch within 1 business day". 

 

Does this mean to move forward with the LOC I need to visit a local branch? Thanks in advance for the answers


Just call nfcu, and ask which branch, if you're close to one, or ask for it to be mailed to you if you're not close to a branch.  Congrats on navcheck!


Thank you, I, about 20 minutes away from closest actual branch(next to Travis AFB) so I don't mind going in. 


so once you go in to the branch, and are able to fill out the paperwork they have, it should show up on your online account.  They will then mail you your LOC checks.

Message 8 of 11
alvon123
Super Contributor

Re: For people who have NCFU LOC

congrats


Message 9 of 11
CreditHealthy
Established Contributor

Re: For people who have NCFU LOC

Wow!!! X'S 2

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013
Message 10 of 11
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