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Freedom App Submitted !!!! 10 Day Message --- What to do?

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ftomasze
New Contributor

Re: Freedom App Submitted !!!! 10 Day Message --- What to do?

I agree with the previous posters, the Slate is completely useless unless you are using it for a BT. You stated that the card has a 0 balance. If I were you I would move $4500 over to your Freedom giving you a total of $5000 CL on that and sock drawer the $500 Slate. Personally I would leave the slate open since it doesnt have an annual fee.

Capital One Venture VS $20000 Total Rewards Visa $13700 Diners Club Elite WEMC $10000 Barclays US Airways WMC $7500 Amex SPG $6500 BOA Virgin Atlantic WEMC $5000 Barclaycard Arrival+ WMC $5000 BOA Alaska Air VS $5000 Amex Hilton HHonors $3700 Discover IT $3000 Amex Blue Cash (Old) $2000 Macys Store Card $2000 Citi Forward $1410 Capital One Quicksilver $1250 Wells Fargo Home Rebate $1000
MyFico Eq 692
Discover FICO 713
Message 11 of 16
Anonymous
Not applicable

Re: Freedom App Submitted !!!! 10 Day Message --- What to do?

Congrats on getting two Chase Cards.
Message 12 of 16
-Wade-
Valued Contributor

Re: Freedom App Submitted !!!! 10 Day Message --- What to do?

Congrats on your approvals Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 13 of 16
CreditMagic7
Mega Contributor

Re: Freedom App Submitted !!!! 10 Day Message --- What to do?

That's an enormous "count your blessings" moment IMHO.
Congrats!!! on that Chase approval!!! A Relief!

Smiley Happy
Message 14 of 16
alvon123
Super Contributor

Re: Freedom App Submitted !!!! 10 Day Message --- What to do?

congrats


Message 15 of 16
Hammer23
Frequent Contributor

Re: Freedom App Submitted !!!! 10 Day Message --- What to do?


@Hammer23 wrote:

I wanted to clarify that I am not disappointed with the approval. I was a confused as to why the recon analyst would not let me transfer my line and close the Slate card. I got my answer after I called in to customer service. They transferred me to the consolodation department and they where able to combine the limits. 

 

So for the cost of a HP I got a new Freedom card (eligible for the $100 bonus offer) and a $500 CLI. Not to shabby. I am happy to have a Chase card I can use now that the special rate on the Slate is over. 

 

My BK is 5 years old and Chase was included in the orginal BK, so I am in no means disappointed in any approval they give me! 

 

 


I wound up closing the Slate account and transferring the line to the Freedom card. Sadly, the combination of the limits resulted in a second hard pull on Experian (Approval pull was on Equifax)

 

I am happy with the result. I can look to reapply for the Slate card later if I need to take advantage of the BT offer.

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700
Message 16 of 16
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