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Contributor
ezef3ar
Posts: 105
Registered: ‎09-15-2012
0

GE CREDIT LIMIT increase

Hey The Ge Credit increase online is it hard pull or soft pull ??? Or will be better to call it in and tell them not to do a hard pull ??? Or how does it work people ??? Thanks for the time :smileyhappy:
Regular Contributor
Strepthroat
Posts: 248
Registered: ‎06-13-2008
0

Re: GE CREDIT LIMIT increase

soft pull. you can also request cli via automated system.

Contributor
ezef3ar
Posts: 105
Registered: ‎09-15-2012
0

Re: GE CREDIT LIMIT increase

Thanks for the reply :smileyhappy:
Regular Contributor
Strepthroat
Posts: 248
Registered: ‎06-13-2008
0

Re: GE CREDIT LIMIT increase

My pleasure.

Established Contributor
kobe2012
Posts: 690
Registered: ‎03-16-2012
0

Re: GE CREDIT LIMIT increase

Does it raise a red flag if you call in for an increase all the time (if denied or if you didnt get what you wanted) let's say, once a week??? Just curious...

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: GE CREDIT LIMIT increase

Soft pull, and every 4 months is good with GE, every week and you'll get flagged I'm sure.


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July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Established Contributor
kobe2012
Posts: 690
Registered: ‎03-16-2012
0

Re: GE CREDIT LIMIT increase


Shogun wrote:

Soft pull, and every 4 months is good with GE, every week and you'll get flagged I'm sure.


oh ok.... cause i read on another thread you can request every 30 days...but am kinda dumb to request 3 times on my walmart The past three weeks... i hope they don't freeze my accounts :smileyembarrassed:


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Established Contributor
texasman07
Posts: 543
Registered: ‎02-17-2011
0

Re: GE CREDIT LIMIT increase

After a very successful Friday and Saturday morning of Credit Limit Increases

 

ShopNBC 900 to 3000

Sams Club 1471 to 3000

 

to name a few......

 

ALL MY GE ACCOUNTS WERE FROZEN THIS MORNING.  I spent half the morning answering fraud alert questions.  Just FYI it does raise a red flag.

Amex Delta Gold $1000.00 CL; Discover $1000.00 CL; Gap Visa $4500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart DISCOVER $4,000.00; Sam's Club Discover $8500.00; Barclay's Rewards MC $3300; CITIBank Dividend Platinum $300.00 CL; AMEX Green NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays US Airways Platinum MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL.

Established Contributor
kobe2012
Posts: 690
Registered: ‎03-16-2012
0

Re: GE CREDIT LIMIT increase

[ Edited ]

texasman07 wrote:

After a very successful Friday and Saturday morning of Credit Limit Increases

 

ShopNBC 900 to 3000

Sams Club 1471 to 3000

 

to name a few......

 

ALL MY GE ACCOUNTS WERE FROZEN THIS MORNING.  I spent half the morning answering fraud alert questions.  Just FYI it does raise a red flag.


how how did you find out they were frozen??? did they call you??

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Established Contributor
texasman07
Posts: 543
Registered: ‎02-17-2011
0

Re: GE CREDIT LIMIT increase

Im Pretty OCD about my cards.  I check balances every morning before getting ready for work.  So when I logged in online, I got the standard " we are unable to complete your request.. please call 1800......"

Amex Delta Gold $1000.00 CL; Discover $1000.00 CL; Gap Visa $4500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart DISCOVER $4,000.00; Sam's Club Discover $8500.00; Barclay's Rewards MC $3300; CITIBank Dividend Platinum $300.00 CL; AMEX Green NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays US Airways Platinum MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL.


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