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Established Contributor
masscredit
Posts: 679
Registered: ‎07-17-2012

Re: GE Walmart CLI

My 4th statement will post December 13th. I'll be calling for an increase that day! 


|****$6000****|****$4500*****|****$4500*****|****$2500****|****$1600****|****$3000****|******$750******|*****$700*****|
EX - 651 (MyFico 06/05/14) TU - 656 (Barclay 07/07/14 ) EQ 04 - 699 (DCU -06/26/14) EQ 08 - 683 (MyFico -06/06/14) 1% Utilization
New Contributor
DCole3g
Posts: 72
Registered: ‎07-16-2012

Re: GE Walmart CLI

I applied for the Walmart card last night (online) and was approved for $900.  I called the backdoor number this am and asked for a $2100 CLI, got countered for  $600... I'll take it. My limit now is $1500, I'lll call back in 4 months and try for the $3000 again after I use the card some, especially for the gas.  While reading through this thread I noticed someone had put the backdoor number for all GE cards, so I called and got my Old Navy increased to $3000, from $1500...I'll take that as well.  I am loving this forum.  I'm pretty new to the backdoor numbers and requesting CLI, but I'm loving it already.  Doing the Happy Dance, cha..cha..cha!!!

Established Contributor
masscredit
Posts: 679
Registered: ‎07-17-2012

Re: GE Walmart CLI

I got impatient and called the backdoor number at the top of the page (ends with 7548). Got shot down. Did that just after 3 month. I got the automated system and not an actual person. I found another number for underwritting that I might try. 


|****$6000****|****$4500*****|****$4500*****|****$2500****|****$1600****|****$3000****|******$750******|*****$700*****|
EX - 651 (MyFico 06/05/14) TU - 656 (Barclay 07/07/14 ) EQ 04 - 699 (DCU -06/26/14) EQ 08 - 683 (MyFico -06/06/14) 1% Utilization
Established Contributor
masscredit
Posts: 679
Registered: ‎07-17-2012

Re: GE Walmart CLI

Ok, as noted above, I called for a CLI after 3 months instead of 4 and got shot down. So I waited until my 4th statement posted then spoke to an underwriter. Got denied! A letter arrived a week later. It said that I didn't have enough time with my current credit limit. Could that be because they gave me an auto- CLI after 2 months so I have to wait until 4 months after that? I've been using and paying the card down/off monthly. 

 

Happy to hear that a SAMs club will be going up near me and they will be selling gas.  Good use for the card! 


|****$6000****|****$4500*****|****$4500*****|****$2500****|****$1600****|****$3000****|******$750******|*****$700*****|
EX - 651 (MyFico 06/05/14) TU - 656 (Barclay 07/07/14 ) EQ 04 - 699 (DCU -06/26/14) EQ 08 - 683 (MyFico -06/06/14) 1% Utilization
Valued Contributor
creditnocash
Posts: 2,172
Registered: ‎07-23-2012

Re: GE Walmart CLI


masscredit wrote:

Ok, as noted above, I called for a CLI after 3 months instead of 4 and got shot down. So I waited until my 4th statement posted then spoke to an underwriter. Got denied! A letter arrived a week later. It said that I didn't have enough time with my current credit limit. Could that be because they gave me an auto- CLI after 2 months so I have to wait until 4 months after that? I've been using and paying the card down/off monthly. 

 

Happy to hear that a SAMs club will be going up near me and they will be selling gas.  Good use for the card! 


this isn't nessecarily true. 

i got denied by the auto cli and called back the next day and spoke to the uw directly.. and got approved. a week later i got two letters 

one was i was denied of limit being too new and the other congratulating me on my increase. 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Established Contributor
VirtualCuriosity
Posts: 577
Registered: ‎09-10-2010

Re: GE Walmart CLI

I know this is an older post, but I was enjoying the late night reading.  So, I have had my Walmart store card (700 CL) since November.  I used it during Christmas and made payments in Dec. and Jan. before paying the balance off in Feb.   Instead of just waiting to call the backdoor number, I hit the luv button people speak of.  I received a slight increase to an even 1k, but hey, it's the middle of the night.  Not sure if I will call the number later today to ask for more, or just wait a few months now.  I am still in the process of rebuilding so the increase is better than denied. 

   
TU98 673, TU08 680, EQ 722, EX 688 (As of 5/2014) - Personal Goal = 760+

Gardening since 7-09-13

Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013

Re: GE Walmart CLI


VirtualCuriosity wrote:

I know this is an older post, but I was enjoying the late night reading.  So, I have had my Walmart store card (700 CL) since November.  I used it during Christmas and made payments in Dec. and Jan. before paying the balance off in Feb.   Instead of just waiting to call the backdoor number, I hit the luv button people speak of.  I received a slight increase to an even 1k, but hey, it's the middle of the night.  Not sure if I will call the number later today to ask for more, or just wait a few months now.  I am still in the process of rebuilding so the increase is better than denied. 


Were you over the 4 month mark when you hit the luv button?

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Established Contributor
VirtualCuriosity
Posts: 577
Registered: ‎09-10-2010

Re: GE Walmart CLI

[ Edited ]

Well, I was like a week or so shy of 4 months.   

   
TU98 673, TU08 680, EQ 722, EX 688 (As of 5/2014) - Personal Goal = 760+

Gardening since 7-09-13


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