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God I love NFCU

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madmann26
Valued Contributor

God I love NFCU

I've had my secured card for 3 statements now so I decided to pull the trigger on the cash rewards unsecured. I did send them an honest, heart felt message about how I'd worked on my credit and increased my score by almost 100 points in 2 months. I've also paid my secured card off every 2 weeks since I've gotten it.

To my amazement, I woke up this morning to the approval text. My scores are right at 600 for EQ and 619 for TU.

I'm approved for a $3, 000 CL.

I'd like to everyone who has ever contributed or helped on this board. This board is full of some of the most awesome people on the net.

-madmann26

Current FICO 9 Scores



Message 1 of 21
20 REPLIES 20
distantarray
Established Contributor

Re: God I love NFCU

that's amazing CL for your scores! congrats! =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 2 of 21
AF_23
Frequent Contributor

Re: God I love NFCU

They sure are lenient. Wish i had access to NFCU  Smiley Mad

Message 3 of 21
Epcot
Valued Contributor

Re: God I love NFCU

Nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 4 of 21
LesWH
Established Contributor

Re: God I love NFCU

Congratulations to you!!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 5 of 21
Shogun
Moderator Emeritus

Re: God I love NFCU

You freaking rock madmann!!!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 21
rootpooty
Valued Contributor

Re: God I love NFCU

Waking up to the text message approved is the best
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 7 of 21
Jutz
Valued Contributor

Re: God I love NFCU

Do you need a roommate??

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 8 of 21
distantarray
Established Contributor

Re: God I love NFCU


@Jutz wrote:

Do you need a roommate??


I do only $3,000 a month =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 9 of 21
madmann26
Valued Contributor

Re: God I love NFCU

To add,

I have 2 active CA's. I have a rash of CO's to, albeit, all paid with a zero balance. I'm thankful.

Current FICO 9 Scores



Message 10 of 21
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